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 Posted: Mon May 26, 2008 3:17 pm Subject: Help with dealing with 247advances.com
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Hi
I took out a payday loan with 247advances.com. This is the first pdl that I have dealt with that doesn't allow you to speak with a live person or call them directly. The loan was for $274 and is now up to $422. The account they originally deposited the money into was closed by BOFA. I want to get this loan out of my hair because this company is clearly shady. I've tried emailing their customer service to get more information about them and their response is that they only correspond with their customers via the website. I asked what alternate ways of payment do they offer and they told me "none". They want updated bank account information so they can pull the payment out. I am afraid to give them the updated information because I do not trust them at this point. I have done what research I can on the company and have only found complaints and this domain information below:
Registration Service Provided By: BOTTLE
Contact: +61.386867721
Domain Name: 247ADVANCES.COM
Registrant:
Unspecified
Private Registrations Redalto Communications (247advances@redalto.com)
Ground Floor
16 - 18 Grosvenor Street
Sydney
New South Wales,2000
AU
Tel. +61.290081191
Creation Date: 08-Jan-2008
Expiration Date: 08-Jan-2009
Domain servers in listed order:
ns2.combell.net
ns1.combell.net
Administrative Contact:
Unspecified
Private Registrations Redalto Communications (247advances@redalto.com)
Ground Floor
16 - 18 Grosvenor Street
Sydney
New South Wales,2000
AU
Tel. +61.290081191
Technical Contact:
Unspecified
Private Registrations Redalto Communications (247advances@redalto.com)
Ground Floor
16 - 18 Grosvenor Street
Sydney
New South Wales,2000
AU
Tel. +61.290081191
Billing Contact:
Unspecified
Private Registrations Redalto Communications (247advances@redalto.com)
Ground Floor
16 - 18 Grosvenor Street
Sydney
New South Wales,2000
AU
Tel. +61.290081191
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I can't stress how much I do not want to give them new account information. I prefer an alternate way of pay but again, they do not offer one. Oh they also don't have a copy of the contract for the loan. They state that it was something that I was instructed to print a copy of during the loan application process.
Any ideas on how to proceed? Any help would be much appreciated.
Thanks
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katmjohnson
Joined: 26 May 2008
Posts: 1
Debtcc Points: 62
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Posted: Mon May 26, 2008 3:51 pm Subject:
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Hi, kat!  Let me first give you some information on them so that you will have a physical address for them:
247advances.com
Address: 223 West Bulldog Blvd, Suite 529
Provo, UT 84604
Now, let me also mention that I do not see them as licensed in Utah. So, they are most likely an illegal/unlicensed pdl. Wonderful! We get to play this game!
If they are indeed unlicensed/illegal - as I'm leaning towards - then you do not owe them a penny over the principle amount of the loan, okay? Whatever amount they deposited into your account is all that you are MORALLY obligated to pay. Nothing else. So they can stick their "extra fees" you know where.
Do NOT, NOT, NOT (I can't stress it enough) give them ANY new bank account information. No! Contact them via mail if you have to (since they don't list a friggin phone number for you) and tell them you are only paying the principle amount of the loan. That's it. Then ask them if this is the correct address to mail a money order to because you are NOT giving them payment any other way. Period.
Have they debited your account at all? Or do you owe the entire principle amount still?
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cannr
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Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Wed May 28, 2008 5:15 pm Subject:
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first off thanks for the response - sorry I took so long getting back to you but I haven't been feeling to well. To answer your question I still owe the priniciple and I do plan on paying that back becasue I owe it. I will contact them tomorrow via their online customer service and see what happens.
Thanks again.
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Kathleen
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Debtcc Points: 100
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Posted: Wed May 28, 2008 6:13 pm Subject:
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kathleen, if you run into any problems, please post. We can help you further. Let us know how it goes.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Wed May 28, 2008 6:23 pm Subject:
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Draft an email and send it to the Administrative Contact. That is what I did and I ended up with a PIF from a different PDL. You have been able to trace it back so use that info to your benefit.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13709
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Posted: Wed May 28, 2008 6:34 pm Subject:
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Hey, llw! Glad to see you!
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cannr
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Posts: 9374
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Posted: Wed May 28, 2008 6:44 pm Subject: 247advances
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does anybody know the address for 247advances?
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John B
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Posted: Wed May 28, 2008 6:49 pm Subject:
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247advances.com
Address: 223 West Bulldog Blvd, Suite 529
Provo, UT 84604
File Open Date: April 2008
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9374
Debtcc Points: 124815
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Posted: Wed May 28, 2008 6:52 pm Subject: 247advances
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Help, I took out a loan with 247advances. Now I am having trouble paying it back. They keep on trying to take out fees from my bank account and there is nothing in it. Please help me. I am trying to get in touch with them, but I cant.
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jonnybench
Joined: 28 May 2008
Posts: 3
Debtcc Points: 21
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Posted: Wed May 28, 2008 7:00 pm Subject:
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Hey cannr. . .nice to see you as well. Hope all is going well for you. Now that I am totally PDL free, life is good! Still hanging around to see what I can do to help.
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llw1995
Joined: 02 Feb 2008
Posts: 1428
Debtcc Points: 13709
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Posted: Thu May 29, 2008 12:06 pm Subject: 247advances.com
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The address cannr for 247advances is wrong. That is not the address for 247advances.
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jonnybench
Joined: 28 May 2008
Posts: 3
Debtcc Points: 21
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Posted: Thu May 29, 2008 12:34 pm Subject:
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This address is what the bbb site is showing. That's where I got it. I can try searching. . . . . . . Hmmmmmm......... 
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cannr
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Posts: 9374
Debtcc Points: 124815
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Posted: Thu May 29, 2008 12:40 pm Subject: 247advances
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I sent them a letter using that address and it was returned.
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jonnybench
Joined: 28 May 2008
Posts: 3
Debtcc Points: 21
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Posted: Fri May 30, 2008 11:19 am Subject:
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Thank you for all the info here about 247advances.com. I too ended up taking a loan out through them, and they are consistenly taking $74 out every two weeks. The amount they have now taken is well beyond what I borrowed from them.
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Guest
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Posted: Fri May 30, 2008 11:29 am Subject:
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If you paid them more than you borrowed then you should be due a refund of the amount since they are illegal...am I right? I am pretty sure, but just making sure.
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sbillingsley90
Joined: 23 May 2008
Posts: 68
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Posted: Sat May 31, 2008 6:43 pm Subject:
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CANNR YOU HAVE THE RIGHT ADDRESS FRIEND.
THIS ADDRESS IS IN THE BBB SITE AND IS THE RIGHT ADDRESS.
THANKS CANNR FOR ALWAYS HELP US.
YOU JUST HELP ME CANNR WITH THE RIGHT ADDRESS
OF 247 ADVANCES.
THANKS!!!
CANNR YOU ARE THE GREATEST!!!
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tsacgiv
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