Has anyone had any dealings with the Loan Shop Online? I received a letter from them and at the bottom of the letter it also has the name LTS Management Services. I borrowed $300 and paid them so far $720. I am from Florida.
I just got done dealing with them. I closed my account and sent them a letter showing my state laws and informed them not to take anymore money from my account. I got a letter from them shortly after saying my account was settled and I no longer owed them money. They were fairly easy to deal with, actually they easiest ones i dealt with thus far. There is a sample letter on this site you can use. If you need the email address let me know I will get it to you.
You can useTHIS (please scroll down to locate letter) template. Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau.
I found these addresses but I'm not sure if they're the correct ones, you can try doing a search yourself. :) little loan shoppe???
Nelson, Dee
1801 W Broadway
Suite 201
Spokane, WA 99201
us
+1.5093288600 Fax: +1.5092321108
Loan Shop
E-Care/Sonic Payday/Cash Transfer Centers/Loan Shop/Northway Credit (these are all one company)
13696 104th Avenue
Surrey, BC Canada V3R 1V9
phone: 1-866-958-3278
fax: 1-866-809-4069
email: customercare(at)cashtransfercenters.com
I had them settle immediately today also. However, they wanted me to fax and sign this long drawn out letter filled with legal jargon. They said it was to just show that the issue was resolved. I told them that there was no mention of refunding my money and how that was going to be done, so actually it wasn't resolved, so I'm waiting for a response. The document they wanted me to sign said a lot about not taking it any further, I guess they know that it could be taken much further. I did make complaints with the BBB, FTC, and the Michigan Attorney General. I hope we can get this done ASAP! This site is great!!!!!!!!!!!!!!!!!
You'll pay that kind of interest if you don't immediately pay the loan in your next pay period. You have to read the agreement. You have to let them know that you wish to pay all of the loan back at once. If not, they will only take the interest, nothing off the loan. The agreement explains this. Don't feel like you've been taken. It's a steep price but worth it if you're broke with bad credit. It's always better to try and get a relative or a friend to loan you the money. But, when times are tough, it may be the way you have to go! Good luck! You can stop the process by making one payment on one date to pay off the loan completely. Again, Good Luck!
I just settled with them today for the principal amount of $300, I owed them $30 and I sent it moneygram to LTS Management , they are very easy to work with. I bet you get a refund. Just call them you will see what I mean.
PDL Free is Me........I am crossing that finish line and I am not looking back
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Posts: 16
Credits: 461.55 Send message to justjewels227
I just got done dealing with them. I closed my account and sent them a letter showing my state laws and informed them not to take anymore money from my account. I got a letter from them shortly after saying my account was settled and I no longer owed them money. They were fairly easy to deal with, actually they easiest ones i dealt with thus far. There is a sample letter on this site you can use. If you need the email address let me know I will get it to you.
Posts: 20
Credits: 1728.8 Send message to sh0762
Yes I need their email address. Also where do I go to for the sample letter you are talking about? Again thank you so much!
Posts: 17135
Credits: 158171.7 Send message to Shazzers
You can useTHIS (please scroll down to locate letter) template. Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau.
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor
Posts: 17135
Credits: 158171.7 Send message to Shazzers
I found these addresses but I'm not sure if they're the correct ones, you can try doing a search yourself. :)
little loan shoppe???
Nelson, Dee
1801 W Broadway
Suite 201
Spokane, WA 99201
us
+1.5093288600 Fax: +1.5092321108
Loan Shop
E-Care/Sonic Payday/Cash Transfer Centers/Loan Shop/Northway Credit (these are all one company)
13696 104th Avenue
Surrey, BC Canada V3R 1V9
phone: 1-866-958-3278
fax: 1-866-809-4069
email: customercare(at)cashtransfercenters.com
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
CLICK HERE to find a Creditor
Posts: 16
Credits: 461.55 Send message to justjewels227
I am searching for the email address I used. I will get it to you today!
I had a loan with them also and I sent them a letter and they immediately settled. [email]wmashburn@ltsmanagement.com[/email] or [email]customerservice@loanshoponline.com[/email] are the ones I used.
Debt Samaritan
Posts: 161
Credits: 10057.33 Send message to wendylynn93
what i the correct mailing address for them, i havent sent them letters yet or filedcomplaints.
thanks
I had them settle immediately today also. However, they wanted me to fax and sign this long drawn out letter filled with legal jargon. They said it was to just show that the issue was resolved. I told them that there was no mention of refunding my money and how that was going to be done, so actually it wasn't resolved, so I'm waiting for a response. The document they wanted me to sign said a lot about not taking it any further, I guess they know that it could be taken much further. I did make complaints with the BBB, FTC, and the Michigan Attorney General. I hope we can get this done ASAP! This site is great!!!!!!!!!!!!!!!!!
You'll pay that kind of interest if you don't immediately pay the loan in your next pay period. You have to read the agreement. You have to let them know that you wish to pay all of the loan back at once. If not, they will only take the interest, nothing off the loan. The agreement explains this. Don't feel like you've been taken. It's a steep price but worth it if you're broke with bad credit. It's always better to try and get a relative or a friend to loan you the money. But, when times are tough, it may be the way you have to go! Good luck! You can stop the process by making one payment on one date to pay off the loan completely. Again, Good Luck!
Posts: 1401
Credits: 8886.7 Send message to kfstaff24
I just settled with them today for the principal amount of $300, I owed them $30 and I sent it moneygram to LTS Management , they are very easy to work with. I bet you get a refund. Just call them you will see what I mean.
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