Posts: 39
Credits: 2,153


Send message to sfate
Sub: #1 Getting Worried
Replied on 08-30-2007, 12:21 PM
Reply With Quote

Ok guys my direct deposit is going in soon to me new account. Im still trying to get PIFs from quickest-cash-advance, oneclick and ameriloan. I am afraid they may try to get my money somehow through ACH debit or my HR department but I haven't heard anything from HR about any wage assignments against me. I am waiting on BBB to respond. Just a little worried. Spoke with oneclick they are still trying to debit a closed account. I work for the county government in NC, goudah, cannr or who can help are wage assignments legal in NC?

Posts: 349
Credits: 4,988


Send message to Bridget
Sub: #2
Replied on 08-30-2007, 12:40 PM
Reply With Quote

PDL lending is illegal in North Carolina. It's illegal for the loan company to do business in your state and debit money from an account already closed. You need to file your complaints with the state attorney general's office and the BBB. Be pro-active. You should immediately close the account after having the direct deposit, otherwise they will take away that money from your account.

Posts: 5,400
Credits: 40,586


Send message to kashzan
Sub: #3
Replied on 08-30-2007, 12:42 PM
Reply With Quote

Sfate, If the money is going into your new accountit should be ok. You did not give the new number to anyone did you? The IPDL will not be able to get your new account info.

Posts: 39
Credits: 2,153


Send message to sfate
Sub: #4 Getting Worried
Replied on 08-30-2007, 12:52 PM
Reply With Quote

I have not given out my new account info. Just wondering if they can garnish my paycheck. I sent wage revocation assignments by email to all of them but oneclick is still trying to debit.

Posts: 5,400
Credits: 40,586


Send message to kashzan
Sub: #5
Replied on 08-30-2007, 01:00 PM
Reply With Quote

If they are illegal they can not do anything.
Did you send letters revoking any voluntary wage assignments?
Honestly i think you are ok

Posts: 1,219
Credits: 15,178


Send message to eleroo
Sub: #6
Replied on 08-30-2007, 01:05 PM
Reply With Quote

I think so too.

Posts: 141
Credits: 2,329


Send message to motomom716
Sub: #7 Beginning
Replied on 08-30-2007, 01:06 PM
Reply With Quote

Sfate- do not give out the new acct information for any reason and you should be okay. I would talk directly to my payroll dept and make sure they understand that these illegal companies may try to get to your wages but they are indeed ILLEGAL. They should work with you. Some of these PDLs will try debiting your closed acct until the cows come home. Take a deep breath and I think you will be okay.



Posts: 9,291
Credits: 129,220


Send message to cannr
Sub: #8 reply
Replied on 08-30-2007, 04:18 PM
Reply With Quote

sfate, you're okay. You're new bank account is safe with your direct deposit. All of your pdl's are MTE related. MTE pdl's do not have a "wage assignment" attached to them. You revoked any wage assignment you may have signed anyway, just to cover your butt. These pdl's will NOT have access to your new bank account as long as you do not give your account information to anyone. MTE pdl's will continue to try to debit your old account until the Earth ends. Each debit will be rejected/returned. They will still keep trying. As long as your old account is CLOSED with the assurance of it not being "forced open" by pdl debits, you shouldn't get hit with any pdl debits or any bank fees. You don't have to worry. MTE has been trying to debit my old account for months now (they never give up). They have no access to my new account. Hasn't been touched. MTE pdl's do not send anything to your employer. Take my word for it. Hell, I would have gotten something by now if they did! You may even not hear another word from your MTE pdl's again. It's like they disappear; however, they're attempts at debiting that old account won't stop, so you know they're still alive (unfortunately). Do not worry. Your paycheck will be safe. They won't send anything to your employer. They may not even contact you again. They're too busy trying to debit a closed account. Morons. Rest easy, sfate. You're okay.

Posts: 39
Credits: 2,153


Send message to sfate
Sub: #9 Getting Worried
Replied on 08-31-2007, 12:04 PM
Reply With Quote

Thanks GUYS! However, my paycheck was another paper check today because it sent my info in to late. They are going to deposit it next month. Again, thanks. Cannr you are right they told me they are still trying to debit the account. They are SUCKERS!!



Posts: 9,291
Credits: 129,220


Send message to cannr
Sub: #10 sfate
Replied on 08-31-2007, 12:33 PM
Reply With Quote

They will debit you FOREVER. Horrible, horrible. I am so "against" them. Can you tell? I promise you, sfate. They won't stop. I hate to be a "downer", but I'm being honest. Watch them. But, they won't touch your new account, if you open a new one. So, don't worry about that. If you do decide to open a new account, go to a different back just to be on the super safe side! But, like I told you, they just keep on trying to hit my "old" account. Over and over. For months. You'd think they'd be bored with it by now!




Thread Tools
Display Modes

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 05:00 AM.






* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.081 seconds.