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 Posted: Mon Aug 18, 2008 5:14 pm Subject: quick question |
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If I closed my bank account and opened a new one with the same bank. Can the PDL companies debit my new account even though I have NEVER given the account #?
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mymaddie
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| Posted: Mon Aug 18, 2008 5:17 pm Subject: |
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The only way they could do that is if they sued you and won. If they did that they could garnish your bank account, by using your social security number to locate your actual account. If you are dealing with internet lenders, the chances of them suing you are very very small.
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polly
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| Posted: Mon Aug 18, 2008 5:20 pm Subject: |
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Thank you!!!! that helps a lot.. i was reading someone else thread and it said something about them still being about to go after her new account, even though it was a new account # and not the one she gave them...
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mymaddie
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| Posted: Mon Aug 18, 2008 5:23 pm Subject: |
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That would be a new one. I haven't heard of that before, but the online lenders are pretty shifty.
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polly
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| Posted: Mon Aug 18, 2008 5:27 pm Subject: |
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They do it all the time Polly. What happens is people close their bank account and then six months later try to get more payday loans. When they do, it's usually on a marketing site and the marketer shows the application to 5 or ten different lenders. If one of them happens to be a company you owe - BINGO! - they have your new bank information and you can expect a debit.
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FreakyFriday
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| Posted: Mon Aug 18, 2008 5:29 pm Subject: |
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Oh, ok. So the key is to not take out a new pdl, then they can't get into your new account.
Just say no to payday loans!!!
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polly
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alias1958
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| Posted: Mon Aug 18, 2008 5:32 pm Subject: |
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I dont want anymore payday loans and wont be applying for any new ones...I just want the ones I have GONE!! So i should be safe if I dont go out posting my banking information all over the internet??
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MyMaddie
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| Posted: Mon Aug 18, 2008 5:36 pm Subject: |
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Read the thread I gave you above. Apparently, there is a small chance that they could still find your bank account.
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alias1958
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| Posted: Mon Aug 18, 2008 5:39 pm Subject: |
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from what I read in that thread it would hold true not matter what bank i opened a new account with...it just so happens I opened it with the same bank...just got a new account #. what can i expect as far as phone calls and mean collectors calling? what is my next step?
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mymaddie
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| Posted: Tue Aug 19, 2008 2:42 pm Subject: |
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is it possible to get rid of your debt in just a matter of a mounth and then turn around and buy a home??
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jjloya8486
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