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Posted: Wed Dec 05, 2007 5:21 am Subject: r
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That is wonderful! Soon, msgreen, you'll have these paid off (just thinking about it is exciting!) and you won't owe them another penny! You won't have that "worry" hanging over your head every week. Oh, it'll be so nice! You can ride by these places and just shake your head. You're doing great! The hard part is confronting the storefronts. Ugh. You've already done that, so you're on your way!
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cannr
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Joined: 07 Jun 2007
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Posted: Wed Dec 05, 2007 7:54 pm Subject: What happens if I default on the Payday loans
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Thanks,before I found this website I didn't have a clue how to handle this. You have helped me more than you will ever know. I finally can sleep at night.
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msgreen
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Posted: Thu Dec 06, 2007 5:30 am Subject: r
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Thanks for posting that! We all know the feeling of staring at the ceiling with your heart beating 100 miles an hour. Any help you need, just post!
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cannr
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Posted: Thu Dec 06, 2007 8:44 pm Subject: What happens if I default on the Payday Loan
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The manager from the cash store called and told me that she talked to supervisor and they can't do anything at their level. Manager said it will go to corp after 12/13 and they will call me and I should tell them the same thing that we discussed. Manager said off the record they will try to get me to refinance but I should tell them no.Interest stops when I defaulted and I will probably be able to make payment arrangements with corp.
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msgreen
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Posted: Fri Dec 07, 2007 6:39 am Subject: r
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msgreen, at least the manager told you the "little secret". Yes, they will try to pressure you into paying and re-loaning. Say whatever you have to say to get it through their head that you can NOT do this. They will set up payment arrangments with you. Instead of paying the storefront payments, you will be sending your payments to corporate. I personally have found that the corporate people are nicer to deal with. Honestly. I'm hoping for the best for you. Please keep us posted as to what they say and how it's going.
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cannr
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Posted: Tue Feb 12, 2008 10:50 am Subject: payday loans
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I have payday loans, and if they take me to court, can they garnish my wages.
Thanks
Celinda
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Celinda
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Posted: Tue Feb 12, 2008 11:44 am Subject:
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Celinda, in order to answer that question, we need more information. We need to know what state you live in, if they are store front or internet and who the loans are with. We can help you through this. There are many members here who are experienced in working through the pdl mess. If you also want to list how much you borrowed from each and the total of how much you have paid back to each company, it would help us advise you further. If you can, when you answer this post, start your own thread so it is easier for you and the members to find you again. Then all your information will be on your own thread and not mixed in with someone elses.
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
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