close bank acct. first or default?

Can anyone please tell me,Do I mail/fax/email the letters of unauthorization to debit my bank account and contact refrences to the storefront PDLs or the corporate office?

Can anyone please tell me to whom I should mail my PDL Letters To Revoke Authorization? Should it be directly to the storefront lenders or the corporate offices.?

I would send it to both. The problem is that you are only revoking the ability to ACH. I still stand by the process of dealing with them verbally thru the Corp office. My advice is to be very honest and allow for a two-way dialogue. Do not try to "bully" your way to resolution.

Remember, you are dealing with legal, licensed lenders and not the anonymous internet lenders that will not listen or work with you.

Thanks for the quick reply PDLOwner.I just got off the phone with the corporate office of Check n Go and was told they could not help me out because my name was not in their system???? I explained to them that I just made a payment this past Friday and know they are CFSA members and would very much appreciate to be set up in a EPP.The lady told me "Sorry maam but theres absolutely no way I can help you out until I see your name".I told her I have never been late and would that be the reason for my name not being in the system.She said "That is most likely.We probably wont see your name till you default and I can't help you till then." Question,should I still close my bank acct. even if some PDlS are willing to work with me and some not? Every time I think "Okay I just took a step forward I get pulled back two steps." Any advice would be God Sent from this point on.Thanks all!

P.S. Does anyone know if EZ money in Texas is a CFSA member? When I personally spoke to them this past Saturday they gave me the same response as above.

I assume that you spoke with someone in Collections? If this was the case, they would not be able to see your account. I would call back and ask for someone in Operations, such as VP. If you have not defaulted, then this is the area that you need, not collections.

As for EZ Money, check the CFSA website or call the CFSA directly.

I called the called corporate number I was given by the Check n Go store and the lady I spoke to said she was from the corp. office.I'll keep trying and see what happens.I'm only trying to let them know of my intents to pay and hopefully someone different in corp. picks up the phone next time.Thanks again PDLOwner.

Search ChecknGo or CNG Financial in Mason, OH.