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 Posted: Mon Jul 09, 2007 10:43 am Subject: Defaulted on loans with United Cash Loans |
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I recently defaulted on a loan with United Cash Loans. I sent them several faxes over the last 2 weeks and I never heard anything from them, so I decided to log into my account with them to see what was going on and now it says that I have a pending loan. I'm not sure how they plan on doing that since my old account has been closed and they don't have the information to my new account. Is it possible to deposit money into a closed account?
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pinkdoodles1979
Joined: 27 Jun 2007
Posts: 21
Debtcc Points: 818
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| Posted: Mon Jul 09, 2007 10:46 am Subject: pink |
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If your account is closed and they try to send an ACH credit to it, the bank will reject it. That's IF the account is closed.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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| Posted: Mon Jul 09, 2007 10:57 am Subject: |
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Yes the account is definitely closed nobody has been able to do anything for about 2 weeks now.
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pinkdoodles1979
Joined: 27 Jun 2007
Posts: 21
Debtcc Points: 818
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| Posted: Mon Jul 09, 2007 11:15 am Subject: Bank |
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Then if they try to deposit funds into your closed account, it will be rejected by your bank - as the account is no longer active. Then they will be notified that their "credit" did not go through and was rejected.
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cannr
Moderator
Joined: 07 Jun 2007
Posts: 9372
Debtcc Points: 124815
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