Need PDL Help in Delaware

Hello!
I am in need of help. I live in Delaware. All loans are internet based. I believe Centurion is illegal b/c they rolled the loan over more than 4 times and I believe Payday Services is illegal because of the original loan amount.

Company/original loan/paid to date

ACC 8664439968 FUNDING 090527/ $400.00 / $0
Ameriloan / $350.00 / $315.00
Centurion Fund / $500.00 / $750.00
GECC / $500.00 / $220.00
Integrity / $400.00 /$0
Payday Services / $750.00 / $375.00
Together / $400.00 / $0
1800899CASH / $686.85 / $786.29 (I reupped 2 times)

I have no problem working out arrangements for the legal debt - but unfortunately I got caught up in the PDL cycle and it was just impossible to even attempt to pay! I have opened a new checking account and my pay check is now going into that account.

I am appreciative of any help anyone can provide.

FYI - on another note, I did call a couple of PDL debt consolidation places but because I live in Delaware, they couldn't help me. Any idea why?

Thanks!

Delaware requires debt consolidation companies to post a pretty hefty security bond to offer services in the state. Because the state has a small population, a lot of companies decide it isn't worth the expense.

That is really interesting. Thanks!

Oh, well, I had already decided that it would probably be a better idea to handle these myself...with help from this board! So no biggie

Definitely better off. Why pay for something you can easily do yourself?

Has anyone dealt with these companies? Any words of wisdom?

I am going to send letters to the 2 I believe are illegal but for the other 6, any ideas?

Still can't believe I got into this mess - but I have learned my lesson and will get thru this!

I called them and arranged a payment plan, they stopped the interest too.
Hope this helps!

I had GECC they're legal. Thru email I was able to set up an EPP (they're members in the CFSA). 4 equal bi-weekly payments. Unfortunatly I was'nt able to keep up with them so its in collections now. Although you do need to request the EPP before you default.

I have 5 PDL's in Delaware, and the rollover fees for the month of Sept. will be 1200.00. I just can't afford this comming month where can I get help, or stop them from depositing those checks.