Between my husband and I we are stuck with 6 payday loans that total up to $2500. We both make decent money, but we are losing close to $800 in fees each month, so we are struggling to pay bills. I have just tried to apply for a loan at American General and they denied me for delinquent credit and no real estate (we rent). I don''t know what we are going to do! I have no doubt we couldn''t pay a small loan if I could just find some one to lend me the money to pay these @#^*& off!

Any one have suggestions for Virginia residents?