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 Posted: Tue Sep 23, 2008 1:24 pm Subject: What to do next |
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So I defaulted on my loans last Friday and I am starting to get calls today. I was wondering what I should do next. I am going to file Chapter 128 in Wisconsin but I have yet to send in the money for it because of the stupid payday loans taking all of my paycheck. I am hoping to send in the fifty dollars to start the paperwork next week. Should I send a C and D letter to the payday loan companies or should I just ingnore them? I really would like the calls to stop because I plan on paying them back but it is going to be through my trustee. Just wanted to know what you all think about what I should do.
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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| Posted: Tue Sep 23, 2008 2:11 pm Subject: |
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Also, my loan for DJR Group sent me an email saying my loan was being sent to AIS Services. Who and what is AIS Services and are they going to be a pain in the neck to keep quiet?
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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| Posted: Tue Sep 23, 2008 2:45 pm Subject: |
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AIS is a huge pain in the ass neck and everywhere else!
Be careful! It should tell you something if they are willing to work with illegal companies just to try and make a buck!
_________________
Register today to cash in debtcc points.
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Guest
Debtcc Points: 100
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| Posted: Tue Sep 23, 2008 3:21 pm Subject: |
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Great!! Hopefully once I file my Chapter 128 paperwork the calls will stop. They just started coming today. I guess I will need an address for AIS Services so I can put them in my Chapter 128.
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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| Posted: Tue Sep 23, 2008 4:22 pm Subject: |
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I just recieved this email from CashTransferCenter. Should I ingnore it or what? I am going to send the payroll lady an email revoking any wage assignments unless it from my trustee.
Dear Sir or Madam:
NOTICE OF OVERDUE ACCOUNT
Thank You for choosing CashTransferCenters.com for your short term financial needs.
The loan issued to you that became due in full on
has not been paid.
This outstanding amount has been listed on your Teletrack Report and, at this time, is negatively affecting your credit
score. This may result in the loss of any credit privileges extended by creditors who use Teletrack. This may also have a
negative effect on any existing credit where the creditor is a Teletrack subscriber. Pay this loan in full in one payment and
your Teletrack score will be updated.
It is not our wish to lose you as a customer. Please contact our office immediately to arrange for full payment to be made.
We will immediately cease all collections activity against your account upon receiving full payment of the outstanding
balance.
We wish to continue to provide you with all of the services that were previously available to you as our valued customer. If
payment in full is received immediately we will restore your credit with CashTransferCenters.com and you will be eligible to
apply for a new loan.
To make the full payment, please follow one of the payment instructions below.
Western Union Quick Collect (blue form)
Code City – ECARE
Code State – DE
Loan or Reference Number – Loan
Number
Payable – Ecare Contact Centers.
Moneygram Express Payment (blue
form)
Receive Code - 4476
Payable – Ecare Contact Centers.
Loan or Reference Number – Loan
Number
City – Please leave Blank
State – Please leave Blank
If you need to further discuss the payment of your loan, please call 1 866 413 7750 immediately.
Thank you for your co-operation,
Kareena Davis
Direct Phone: 1 866 413 7750
(If payment has been made, please disregard this notice. We value your business with us)
*Northway Financial Corporation Ltd. is licensed by the MFSA to provide lending services under the Financial Institution Act 1994.
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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| Posted: Tue Sep 23, 2008 4:39 pm Subject: |
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What should I put in wage assignment letter? I do not want to tell payroll what kind of mess I got myself in. Is there anyway I can put it. I know that my Chapter 128 payment will be done my wage assignment should I include that I will only accept one from my trustee who has yet be named. HELP!!
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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| Posted: Wed Sep 24, 2008 12:38 pm Subject: |
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Does anyone know what I can put in my letter to my payroll or what I should to next to stop the calls?
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jeoestreich
Joined: 23 Apr 2008
Posts: 101
Debtcc Points: 825
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