| Author |
Message |
|
|
 Posted: Mon Apr 28, 2008 6:24 am Subject: what would you do?
|
|
|
Ok here's the deal. I have 2 PDLS left. One I'm currently on a EPP, the other I'm still paying off and re-loaning. My credit cards are currently a month or so past due. I went to CCCS for advise, they of course suggested the DMP for the CC's. They want me to start mid May. If I don't go with them I can take what would be my first payment to them and just about pay off the loan I keep re-loaning. But then I have an issue with my CC still being another month past due. My other thought is, finish paying off the EPP, re-loan the other one, go with CCCS, and once the EPP is paid off put the last loan on the EPP. What do you guys and gals think? I'm confusing myself the more I think about it. Thanks Reny
|
|
lmale
Joined: 28 Mar 2008
Posts: 434
Debtcc Points: 3397
|
|
|
 |
|
Posted: Mon Apr 28, 2008 9:36 am Subject:
|
|
|
I would say go with your gut - As long as you have a workable plan on how you will get out of this mess, and can stick to it, it should work whichever way you choose to go.
_________________
How I make some extra cash
I earn at least $20 extra every month doing offers. And you don't have to pay a cent.
|
|
goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 7984
Debtcc Points: 111382
|
|
|
|
Posted: Mon Apr 28, 2008 4:14 pm Subject:
|
|
|
Have you talked to the CC's? Sometimes they can work with you to get caught up on your payments. I would call and give that a shot. Then do what you feel is right with the payday loans. But depending on your relationship with the payday lenders I would try and pay off the one and try not to re-loan on the other one. Because the money you are using to pay the interest re-loaning, you could be using that money to pay one off. See if they will work with you. When I went in the EPP they waited 1 month before my first payment was due. Which gave me time to pay off a different loan. Thats just a suggestion. Like goudah said, go with your gut.
|
|
puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1190
Debtcc Points: 2672
|
|
|
|
|
|
All times are GMT - 7 Hours
|
| Page 1 of 1 |
|
