I'm just curious about something. Has an internet-based PDL corporation, such as MTE, ever successfully sued someone and won? If they're pretty much illegal, then there's nothing that they can do, right?

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You hit the nail on the head.

Needless to say they will still pursue to call and harrass you for their proposed threats.

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__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-

That's exactly what I thought.

I had taken a PDL out with these clowns about two years ago, and they still call. I live in NJ, and at the time, was unaware of the laws that goverened PDLs in NJ. When I found out that I was substantially overpaying MTE, I marched straight to my bank, closed my account, and opened a new one. MTE, obviously, wasn't happy about this. They started off sending e-mails. The e-mails turned into phone calls. But never once did they try to sue. They then turned the account over to EAD, who has been calling me ever since. I've told them for at least a year and a half to stop calling. They finally gave up....and now, have started e-mailing me. Most people would be upset. I think it's hysterical, how they keep pursuing, but get nowhere. Someone once said that these internet-based PDL corporations are based off-shore; is this true?

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Yes some of these ILLEGAL companies have headquarters that are based overseas, but have U.S. call centers to do loan contracts, etc.. So they can be very sneaky :x

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__________________
"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-

Everyone needs to know that yes Ashely and Jarred are wrong for what they did but the Manager Ken is behind all of this and he loves to do nothing but screw people over, He needs to be taken down also

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I am filing a suit against EAD. Will keep everyone apprised.

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I used to work for them until I got a taste of what they were doing....I quit. I got a paycheck from them that had no stub. Which tells me that they are evading paying any taxes or FICA. Absolute crooks and criminals. Headed by Christie...who is the manager and a constant revolving door of employees in Lenexa, KS.

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If anybody needs my help...email me at deleted.

sorry no posting personal info such as emails.

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I had the same issue with EAD Group. I made payment arrangements of 150.00 every 2 weeks to be paid off in 4 payments. Once they received my credit / debit card information on my checking account they debited for the full amount of 603.00. I went to the bank the lady was very rude to me and my bank. Since I gave them my information with the security code I was informed it would be hard to dispute between them and my bank. They woman who had did this at EAD was fired within 30 days and found out I was not the only she had did this too. Ken Jones who shows as the Director of Operations faxed me a satisfaction letter. However it mention my original account and company this was collected for. I have since been contacted by 2 other agencies trying to collect on the same debt. Thanks to this forum I did report them to the Federal Trade Commission as well. I will be seeking legal consultation as well. Since I have started investigating this. I have found 2 different law firms along with EAD all listed with the same contact info.....something seems really fishy about them and no one will return calls or anything.

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