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Sub: #65
Replied on 10-02-2009, 10:44 AM
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PDL's are apparently prohibited in NJ, yet I get calls every once in awhile that i have a judgement against me in my state. I bet they are a scam company that lost money from non-payment, now they're desperate to get their money. It just can't be legal to make threatening phone calls (not just when they reach the person, but even on voicemail messages), and act totally unprofessional whenever you talk to someone on the phone. All they do is treat you condescendingly, threaten you some more and argue with you. The few times I've talked to someone, they've had such a bad attitude that it always ended in arguments. I've never dealt with a collections agent as bad as this.

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Sub: #66
Replied on 10-30-2009, 09:35 AM
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I am also getting the same threats. Also stating that I owe them a ridiculous amount of $! I am willing to pay what is owed but not anything more. They harrass me & use fraud against me & also wage garnishment.. I know these complaints were a few years back & i am just wondering if any of you have ever been sued/punished by this company? I am unsure of what I should do... Thanks

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Sub: #67
Replied on 01-04-2010, 09:04 AM
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One more thing I would like to add is that I tried to make another payment through Money Gram, and it kept coming up that my account did not exist. I tried the docket number, and then tried the 4 digit account number. Neither of them worked, so I didn't pay them. I just could not deal talking to them again because they are so nasty, and extremely agressive.

Any comments? Right now I've got a phone call into my payroll department to see if they are going to garnish my wages. If they do, I'm in deep trouble then. This will not be a good scenario.

They said that they could take 51 percent of my income. Not so in California. They need to be put out of business.

They are more like loan sharks or the mafiia than a loan company. : (
Same with me. I tried to make a money gram payment to them last week, and the database said their information didn't exist. I emailed them informing them of the glitch, and they never emailed me back.

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Sub: #68
Replied on 04-21-2010, 11:16 AM
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This company called my house for my son who no longer lives here. I told them to remove my number from their contacts and they refused saying it was part of the legal contract. I am not part of that contract, I am a "third person" and should never have been told about the debt. I explained by them calling me, after I asked to be removed, they were harrassing a person not part of the contract. After reading all of the blogs, I believe there is some very serious collection practices here.

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Sub: #69
Replied on 08-05-2010, 10:26 AM
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They are threatning to garnish my check and we have not even been to court.

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Sub: #70
Replied on 09-12-2010, 01:35 PM
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Is emerald marketing legal anywhere?




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Sub: #71
Replied on 09-12-2010, 07:18 PM
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They are threatning to garnish my check and we have not even been to court.
they most likely mean a wage assignment.that doesn't need a court order,but can be revoked.give your HR or payroll person a WAGE ASSIGNMENT REVOCATION letter.you can find a template in the DYI section on top.then they can't do a thing except call,and illegaly threaten stuff they can't do.

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Sub: #72
Replied on 09-12-2010, 07:19 PM
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Originally Posted by michael sill View Post
Is emerald marketing legal anywhere?
no,in fact they are located outside of the US.any addresses here are mail drops only.illegal in the extreme.

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Sub: #73 info on Emerald Marketing/Shamrock Marketing (same company)
Replied on 07-14-2011, 05:26 PM
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As an ex employee I can assure you they have no intention of any legal action. Nor have they ever taken legal action before. They are a scam and if you were smart you would have a recorder ready to record call and sue them. Im pretty sure they operate with out business license in most states.

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Sub: #74
Replied on 07-14-2011, 05:27 PM
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actually they are in the US at 515 W 75th St Kansas City, MO 64114




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Sub: #75 once more
Replied on 07-15-2011, 05:35 AM
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any US address is a mail drop,or shell.alot of foreign loans have/had US shell addresses.the heatmill group in the UK come to mind.so no that is a shell,or maildrop address.

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