PDL's are apparently prohibited in NJ, yet I get calls every once in awhile that i have a judgement against me in my state. I bet they are a scam company that lost money from non-payment, now they're desperate to get their money. It just can't be legal to make threatening phone calls (not just when they reach the person, but even on voicemail messages), and act totally unprofessional whenever you talk to someone on the phone. All they do is treat you condescendingly, threaten you some more and argue with you. The few times I've talked to someone, they've had such a bad attitude that it always ended in arguments. I've never dealt with a collections agent as bad as this.

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I am also getting the same threats. Also stating that I owe them a ridiculous amount of $! I am willing to pay what is owed but not anything more. They harrass me & use fraud against me & also wage garnishment.. I know these complaints were a few years back & i am just wondering if any of you have ever been sued/punished by this company? I am unsure of what I should do... Thanks

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