Watch CTC. When they're quiet, they tend to do the "wage assignment" game. Quite predictable. Now as for MTE, they will eventually stop calling. They like to use email. Which is wonderful. You'll get everything in writing. Stick to email. And once you file those complaints, MTE will most likely respond. Actually, MIGHT respond is what I should say. I had 3 MTE related pdls. They only responded to one. The other two, they acted as though they never heard of them before. LOL! Get your letters out, don't take any phone calls, work with your legal lenders, and file your complaints. You'll get the ball rolling. Once they start getting on you, come on here and post and we can help you through it! Believe me - been there/done that!