I need help

Oh no...ok, you've got outstanding checks. Any idea when you think they might clear??

Honestly, I just sent them out last week. It might be another week before they clear. if thats the case then the PDL's will get more money.

aminah, you state you live in ohio, I'm not an expert, but try going in the google search engine for either the attorney general website or legislation on ohio payday loans, I could have sworn that ohio is really bringing the hammer down on payday loan companies, I found some really useful info on loans in MO and about an illegal company in NV

I hate to recommend this....but in this case this might be wise to do to protect your $$ from the pay day lenders, Any way you can stop payment and then send them money orders or do an ACH payment for those bills this one time??

also, on the payments you just sent out, call the companies you wrote them to and tell them that due to certain activity you have had to close/freeze your current account and tell them that you recently sent them a payment, I work in a cash apps position and we sometimes get this, maybe they will hold the check that you just sent, then tell them you will resend another payment (money order). I doubt I will ever do a checkcard/check payment by phone again, I don't care if it's for mortgage or utility.

Thanks deeann

Thank you everyone for you help. I will get started right away. After I close the account what is my next move? I pretty sure they will be calling my job.

sorry volley, I was putting in mine when you did yours, didn't mean to step on any toes

Nikki-No prob...spot on with your info


Aminah-I am going to send you a PM with a letter to send to the PDL's to have them stop calling, etc....

volley, can you also send me the letters you have so that I can compare to the ones that I came up with..thanks

awww Thank you sooooo much!

How do I find out if I signed a wage assignment? I went through the emails the PDL's sent and I dont see any wage assignments.

I sent each one of mine a copy even though I don't remember signing anything on some.

did you send it before or after you closed your checking account?

before, remember in MO you can't close an account due to payday loans if they are outstanding, you can put a hold on the account.

can anyone tell me how to get the laws governing OHIO?