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Posted: Sun Oct 28, 2007 12:27 pm Subject: I defaulted and overpaid on UCL

UCL was.....was, one of my ipdls that I defaulted on and over paid. After filing to the BBB and the AG they responded to settle. I paid them a small amount in addition to what I had already paid to get the pif and be done with them. That was at least 3 months ago. This morning I get this:

Posted: Sun Oct 28, 2007 1:36 pm Subject:

Oh, I bet you are just absolutely devestated that they denied you a loan! Very Happy

Posted: Sun Oct 28, 2007 1:50 pm Subject:

thats scary! did you call the number on the letter to see if someone would give you some answers?

Posted: Sun Oct 28, 2007 7:49 pm Subject: reply

morningstarr, send a friggin email to the compliance department and ask them WTF they are doing sending this to you! It frightens me to no end what they may be up to. I'd want an answer and I'd want it in writing. Stupid jerks. Sorry. I'll calm down now.

Posted: Sun Oct 28, 2007 7:57 pm Subject:

I'll do that right now...I tied the customerservice@ucl but it was returned undeliverable...I was so freeked I didn't think of the compliancedepartment addy. Thanks....cheezz...you don't think they posted on my credit report do you?? Just when things are going good...bingo...they pop up like a bad penny!!!

Posted: Sun Oct 28, 2007 8:04 pm Subject: reply

That's why I say send an email to the complaince department and get an answer. You know how these guys can be, morningstarr. I do not trust them for anything. Lord only knows if they're trying to run your information through again (that they had on file) as a new loan. I would not even put that past them. I know you're freaking! That's why it's good to post it. Someone will tell you "Now, morningstarr, send an email to the compliance department." ME! Wink

Posted: Sun Oct 28, 2007 8:09 pm Subject:

LOL...so true...I couldn't even think straught when I saw that email!! I just fired one off to them attaching not only the email above but a copy of the PIF also from 07/13/07! I eagerly await their response.

And fins...yes I am totally broken up that they do not want my business anymore...NOT Exclamation

Posted: Mon Oct 29, 2007 12:39 pm Subject:

Let us know what their response is to your email. I for one want to hear their excuse.

Posted: Mon Oct 29, 2007 12:57 pm Subject:

Hi morning! Probably a stupid question on my part, but you did close your checking account out that they were debitting from, right? Just concerned that they might try to debit again...There is no telling what these people will do. I had to deal with them, too. They are not very nice at all.

Oh yes, sorry you were denied for a loan that you didn't even apply for!!! Shocked

They crack me up! It's like they are saying, "ahhh, poor you..." Smile

Posted: Mon Oct 29, 2007 1:08 pm Subject: reply

eleroo, morningstarr's bank account is fine. Very Happy

Posted: Mon Oct 29, 2007 1:40 pm Subject:

cannr, did you get my message?

Posted: Mon Oct 29, 2007 1:41 pm Subject: reply

Got it. Sending you a pm.

Posted: Mon Oct 29, 2007 3:05 pm Subject:

Yes...I closed my bank account a long time ago...back in May. I sent an email to their compliance department and recieved a "read" notice but still have not heard an explanation from UCL.