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 Posted: Thu Oct 04, 2007 7:40 am Subject: USFastCash Settlement!!!!
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I just got this from USFastCash.. I'm taking it!! 
| Quote: | We received your recent communication in this department. The terms and condition are available from the website from the time of application, and there is a 48-hour window of in which to cancel the agreement and return the funds without incurring any fee. In addition before each debit an account summary is provided to you; which also summarizes the terms once more and all the options you have for repayment. We can fax a copy of your loan documents for your review. We have pulled this from the final collections dept and will stop all collections activity to give you a chance to make this offer.
Your current balance is : $240.00 in final collections
We can offer you a one time settlement of $90.00 (this gives you credit for the 235.00 already paid toward original balance of 325.00 you agreed to pay) ***THIS WOULD PAY THE ACCOUNT IN FULL***
This offer is good until 10/15/07 only. ****YOU MUST CONFIRM BY END OF BUSINESS 10/05/07*****
This reduced balance must be paid by Moneygram, as directed below. THIS OFFER CANNOT BE PAID VIA ACH DEBIT-WE HAVE STOPPED ALL ACH DEBITS TO YOUR ACCOUNT. You may also call in a debit/credit card to this department to pay the reduced balance at 1-800-635-6206.
MoneyGram Instructions: Call 1-800-926-9400 for a location neat you, or at most Wal-Mart's |
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krisT
Joined: 17 Sep 2007
Posts: 139
Debtcc Points: 3502
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Posted: Thu Oct 04, 2007 7:53 am Subject:
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How are you going to pay it? I would be very wary of giving debit/credit card info to them and as for the MoneyGram, they're not cheap.
They offered me a $85 settlement despite the fact that I had overpaid by a lot on previous loans and filed a complaint against them with the BBB. I told them I was paying by money order mailed to their Kansas address, and they agreed.
This could be a cheaper, safer option for you. They might say they can't take a money order, but when it comes down to it, if they want their money, they will.
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Tiffany99
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Joined: 15 Jun 2006
Posts: 1064
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Posted: Thu Oct 04, 2007 7:59 am Subject:
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This could be a cheaper, safer option for you. They might say they can't take a money order, but when it comes down to it, if they want their money, they will.
I figured I would wait and get some responses from members here, then I would email them. I am NOT going to give my debit card info to them and I do NOT want to do a moneygram. I am going to email them with a Money Order number and tell them I am mailing it to them.
Think that's ok??
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krisT
Joined: 17 Sep 2007
Posts: 139
Debtcc Points: 3502
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Posted: Thu Oct 04, 2007 10:11 am Subject:
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Definitely... I have their main address if you need it. I had to dig it up when I filed a complaint with the BBB against them.
When you email them, be prepared to get a hard time about the money order, but just stay firm about sending one.
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Tiffany99
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Posted: Thu Oct 04, 2007 10:37 am Subject:
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I think that money order is the safest way to handle this. If they want to settle the account then they will accept a money order. Just tell them that you no longer have a checking account and that you are leary of moneygram, so money order is the only way that you are willing to pay. It's just the same as cash, but if they are after your checking account number, etc., they will insist on debit. That's when the deal would be off for me.
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eleroo
Joined: 06 Jun 2007
Posts: 1227
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Posted: Thu Oct 04, 2007 12:00 pm Subject:
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Lu-Nice job scoring this settlement offer! My opinion...priority mail (w/tracking) or certified mail and of course as you know  , send a money order.
It says you have to confirm by 10/5...you have to have the $$ in by then or what is the due date for the $$. If it is indeed 10/5, just do the Moneygram or it wont be there by USPS by 10/5.
As others have said here, Moneygram isnt cheap but if you save $ in the long run, its a small investment.
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volleyballmom
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Joined: 27 Aug 2007
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Posted: Thu Oct 04, 2007 12:02 pm Subject:
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It will cost $12 to send $90 via moneygram....if its due tomorrow, I say do it.
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volleyballmom
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Posted: Thu Oct 04, 2007 12:15 pm Subject:
Latest Blog Post : http://Punkteri.yesdebtfree.org |
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Congrats on the settlement. I would definately go with a Money Order or Cashier's Check. Tell them you can't afford to send a Moneygram, if they want their money I'm sure they will agree to your terms.
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Punkteri
Joined: 17 Aug 2007
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Posted: Thu Oct 04, 2007 12:18 pm Subject:
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....but if they wont, be prepared to do the moneygram.
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volleyballmom
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Posted: Thu Oct 04, 2007 12:25 pm Subject:
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I have emailed them back and forth and I did ACCEPT the settlement and I have to have the payment there by 10/15! That's a huge relief since I'm a little low on funds now since I had to pay rent and such..
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krisT
Joined: 17 Sep 2007
Posts: 139
Debtcc Points: 3502
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Posted: Thu Oct 04, 2007 12:28 pm Subject:
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HOORAY!!! Get that money order in the mail (certified) and be sure that they will give you a PIF letter too!!!
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volleyballmom
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Posted: Thu Oct 04, 2007 12:30 pm Subject:
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| Quote: | | HOORAY!!! Get that money order in the mail (certified) and be sure that they will give you a PIF letter too!!! |
They won't allow money orders.. I don't care about the $12!!! I can't believe how good this feels!! I will get a confirmation email once they receive payment.
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krisT
Joined: 17 Sep 2007
Posts: 139
Debtcc Points: 3502
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Posted: Thu Oct 04, 2007 2:15 pm Subject:
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I knew they would tell you that, they used the same line with me. They offered their settlement to me by way of their response to the BBB complaint I filed against them. I stated in my acceptance of the settlement that I was sending a money order and that was that. They agreed to it.
See, this is why you can't belive anything these slimey companies tell you.
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Tiffany99
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Posted: Thu Oct 04, 2007 8:49 pm Subject: reply
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Hang on, lucy! First of all, getting a fair settlement from USFastCash is way beyond awesome! Good for you! They are real jerks to me STILL. However, let me please just point something out to you. You can pay them with a pre-paid Visa card. You can go to the store, get one of those pre-paid Visa cards, only put the EXACT amount of the settlement on it, and give USFastCash that card as their payment. It's a Visa card. They will accept it. You won't have to pay the fee for a moneygram. They can not trace anything back to you from that card, as it's a disposable card. I don't know how much they cost, but it's more than likely less than the cost of moneygram. That's just an option I wanted to throw out at you!
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cannr
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Joined: 07 Jun 2007
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Posted: Thu Oct 04, 2007 9:12 pm Subject:
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Hi Lucylu. I'm glad it all worked out. In the grand scheme of things, $12 is a small price to pay to get them out of your hair. Plus, you don't have to stress about money because they are giving you until 10/15. Congratulations on getting them off of your plate. 
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eleroo
Joined: 06 Jun 2007
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Posted: Thu Oct 04, 2007 9:27 pm Subject:
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Good point Cannr and eleroo. Just send it to them using the prepaid visa and be done with them is what I think.
ladybug
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ladybug
Joined: 29 May 2007
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