I have been in the payday loan limbo for a while now and am finally about to break and need help. I have these loans
Checkngo- 500
Checkintocash- 180
Ezmoney- 410
cash america- 540
Ace Cash advance -installment loan for 625....945 after interest..
I get I screwed up who doesn't and it doesn't help that a year ago I was in a wreck and had a traumatic brain injury and just noticed me impulsive behavior and have finally started to work on it.
any help or advice would be appreciated
Posts: 1047
Credits: 15156.2 Send message to Steve Barris
The thing is all your lenders are entirely legal and mostly CSOs. The best thing you can do now is call each of them and ask for the EPP. They would divide your outstanding balance into affordable chunks which will be stretched out over months.
Posts: 3
Credits: 247.1 Send message to caseyfitzgibbons
Please do explain an epp in detail so I don't go into these calls blind thanks!
Posts: 3
Credits: 247.1 Send message to caseyfitzgibbons
Can you explain in detail how i should request it and back up my request.
Thanks
Debt Samaritan
Posts: 5223
Credits: 71540.316580171 Send message to OhioGal1
Just ask for an extended payment plan. They'll give you what they can. Generally, they take your current balance due and divide it into 4 equal payments due over your next 4 pay dates. No further interest or fees are charged.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Posts: 3
Credits: 247.1 Send message to caseyfitzgibbons
so according to the list of cfsa borrowers i could only epp these
Cash america
Checkngo
checkintocash
is it possible for me to epp each company and what steps are best to do this
Debt Samaritan
Posts: 5223
Credits: 71540.316580171 Send message to OhioGal1
Ask every legal lender you have for an EPP.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
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