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Posted: Fri Nov 16, 2007 12:52 pm Subject: Just A Bit Of Info Plz (Ohio)

Hi out there, can anyone tell me if UpFrontPayday
is legal in Ohio? I just can't find any info about them. thanks Smile

(also Cash Transfer Center, out of British Columbia, the address is Malta, they are driving me nuts with phone calls)

Posted: Fri Nov 16, 2007 7:21 pm Subject:

I cehcked the licensee data base and neither Up Font Payday and CTC came up as being licensed.

Here is contact info for Up Front Payday

Upfront Payday
2274 South 1300 East, Suite G-8-273
Salt Lake City, UT 84106

Phone: 800-474-2909

Guest · Posted: Fri Nov 16, 2007 7:58 pm Subject:

thanks for the info, i did manage to find out that CTC is in Malta! i have signed up with Town and Country, do you think that will help with the calls soon?

Posted: Fri Nov 16, 2007 8:05 pm Subject:

Hopefully..if you are called keep refering them to your contact at T&C.

Posted: Sat Nov 17, 2007 8:13 am Subject:

Ok, cash transfer center is now emailing my husband's work hr department. this is so stressful.. Sad

Posted: Sat Nov 17, 2007 11:14 am Subject: r

osu, you are aware that Cash Transfer Centers is notorious for sending wage assignments, correct? If not, please reply right away to this post. They will send a wage assignment to your employer.

Guest · Posted: Sat Nov 17, 2007 12:33 pm Subject:

omg nooooo..what do we do now

Guest · Posted: Sat Nov 17, 2007 12:35 pm Subject:

p.s. i forgot to add in the last post: what exactly is that and what do they do???

Posted: Sat Nov 17, 2007 12:48 pm Subject: me again

im sorry to be posting so much. i got so upset about CTC and the wage assignement, i forgot to log in to reply Embarassed

so the 2 guest replies are me.. Sad

what do i do about the wage assaigments ..how do they work?that company is so crooked, they have 2 loans on us!!

Posted: Sat Nov 17, 2007 6:03 pm Subject:

You need to do a letter to CTC revoking any wage assignments. Simply write "I revoke any wage assingments I may have signed with you or your affiliates.' Then sign it. Be sure to give a copy to the payroll department. Or atleas let the payroll department know this illegal company may try to send a wage assignment.

Posted: Sat Nov 17, 2007 6:13 pm Subject:

I found this post regarding Cash Trasfer Centers

Posted: Sat Nov 17, 2007 6:19 pm Subject: r

Thanks, roxy! Very Happy

That pretty much covers it, osu! Do NOT freak out, okay? You've got 2 loans out with them? They might send one out on each one if they don't receive their payment. Now, you need to do this now (as posted above). However, they may wait (and they did it to me) like a couple MONTHS before they send the wage assignment. Amazing. They might even just fax it if they can get a fax number for your employer. They might mail it to your employer. Just be sure you've sent it to CTC, kept a copy for yourself, and give a copy to your HR/Payroll person. Hell, just tell them this illegal company got your information (whatever) and are now harrassing you and you're just covering yourself. If your HR/Payroll department is "educated" regarding wage assignments, they will know this is not a "legal" wage assignment. If they do happen to send this through and it causes you any problems, we have a member here who is in HR. She can help you out of it. Do not worry. CTC does this to EVERYONE. We can help you if they get sneaky. But do this to cover yourself ahead of time.

Guest · Posted: Sun Nov 18, 2007 6:36 am Subject:

i decided last night to quit whining and help myself, so i typed in *wage assignment* up there in the search. within 15 minutes i had them a paper typed up for each loan, and my husband had faxed it immediately. we are going to send them a certified copy as well, but wanted to get it out asap. i also have one for the company, i do not think they will let an assignment go through. CTC got us for 2 loans because they had paid one and reloaned the 2nd before the first one had even paid (like the same day) and when the smoke cleared from all the rubber bouncing, we ended up with 2 loans from the crooks. what a mess. everytime i start feeling the crunch and start feeing stupid for our financial mistakes , i make myself stop it and look to the future, when we will be out of this mess and have T & C well paid. THANKS and HUGS to all of you, or we'd never have known what to do!

Posted: Sun Nov 18, 2007 7:22 am Subject:

Try not to let it get you down, a year ago I was in the same mess and now things are going much better. Just take the advice given to you on thie site and you should be fine. Has anyone mentioned filinh complaints with the OH attorney general? That got GFSIL off my back!

Posted: Sun Nov 18, 2007 9:45 pm Subject:

yep, i've already spoken with attorney general's office and will file with them monday if i can. im going to call T&C first thing also. my husband and i fought the IRS Twisted Evil

WITHOUT an attorney and WON so darn it, we can win this too. we've got the grandbaby to think of, next year i can go back to work and she'll be in school all day~ Smile

Posted: Mon Nov 19, 2007 5:02 am Subject: r

osu, you're doing great! Hell, if you fought the IRS and won, you're certainly up for this fight! Laughing

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