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my husband and i took some payday loans out in 2006 he lost his job so we closed the account. im unsure how much it was . i dont even remmber how many there were, i dont remmber what companys we even went though, i know they were all though internet, im in indiana, and get a phone call telling my huband if he dont pay them 300.00 within 24 hours he will goto jail for fraud. we sent them 100.00 today, he is so scared he couldnt even think right, i called him at work telling him about this site, and he still thinks he will goto jail.
what steps can i take now? how do i find out what we owe? and to who?. can i file bankrupt on this?

he is the only one working only bringing in 9.00 an hour with 4 kids, were is that money suposed to come from? any help would be great thanks

Posted: Wed Sep 24, 2008 3:59 pm Subject:

Please tell me you didn't give them your bank account number????? If you did you need to close that account asap! Or place a hard debit block on it, ask the Branch Manager to put a hold on your account.
The following link will provide you important information regarding closing accounts. CLICK HERE. Did they identify them selves as US Bank? Your husband can NOT go to jail for owing a debt!

Posted: Wed Sep 24, 2008 4:03 pm Subject: bank number

im unsure of what they called them selves, i did pay with my sisters debit card

Posted: Wed Sep 24, 2008 4:05 pm Subject: bank or america

yes they said thats were they were from

Posted: Wed Sep 24, 2008 4:06 pm Subject:

I hate to tell you this but your sister will need to place a block on her account or there's a chance this company will continue to debit her account. There is no stopping some of these ipdl's, especially if they're unlicensed. You really need to warn your sister or they will bleed her dry. By that company telling you your husband will go to jail pretty much says this is some sort of illegal company, a legal one would not make such threats as it is against the law. Shocked

Posted: Wed Sep 24, 2008 4:08 pm Subject:

US Bank is a scam, read about it here:
http://www.debtconsolidationcare.com/paydayloan/usnationalbank-ocl.htm l
Did the person you talked to on the phone have an accent?

Posted: Wed Sep 24, 2008 4:12 pm Subject: how do i know?

how am i suposed to know if they are a real company or not? how can i make sure he wont goto jail, he has never been to jail in his life and now this.. what steps can i take to make sure he wont go? who can i call ect...thanks for all your help

Posted: Wed Sep 24, 2008 4:17 pm Subject:

I'm very sorry that you guys had to go through this, it's simply horrible that these companies would sink so low to call people and threaten them but it happens. Read what others have written about US Bank. Your husband will only go to jail if it were proven in a court of law that he purposely defrauded these lenders, or he wrote bad checks with no intentions of paying them back. There is no such thing as a debtors prison anymore.

Dane · Posted: Wed Sep 24, 2008 4:22 pm Subject:

Don't worry, your husband is not going to jail. It is a stupid tactic these people use to get people to pay, trust me with this, he will not go to jail. I bet the people who called you had a foreign accent and went with American names right?

Have your sister close her account immediately!!! These scammers will continue to debit her account

Posted: Wed Sep 24, 2008 4:32 pm Subject:

how can i find out it was not really the payday loan people? what should i do? how can i get then to sto scaring my husband, untill they are fully paid he wont stop givving them money, he is tring to sell me truck as we speak to pay them there 1700 dollars, he is calling around to all family asking for this kind of money. he has gone crazy? what can i do to convince him?

Dane · Posted: Wed Sep 24, 2008 4:42 pm Subject:

Sweetheart, don't go through all this trouble. Selling your truck and all of that is not necessary. Don't bend over backwards for these scammers. I'm not telling you to run from it, but don't let them own you like this. You probably don't even owe as much as they are telling you. Tell you husband to take a look at all the examples on this site. Then he will be convinced. All of us has had a phone call or two from these people. Trust me, I was scared sh#tless when they first called me, didn't know what to do, trying to figure out how I was gonna come up with the money to pay these people. I did some research on here and found out that they were scammers. Also, the number that called you, type it in the Google search engine and you will see many others who have been either victimized or got the same threats your husband got. PLEASE believe me, your husband will not go to jail.

These A-holes once threatened that I would lose my daughter if I didn't pay. Now that is ridiculous, what lender threatens with that??? Trust me, you are in good hands with this site, have your husband join in and we will also do our best to explain.

Posted: Wed Sep 24, 2008 4:49 pm Subject:

Thank you all soooo much this has really helped me atleast, when he is done freaking out i will sit him down and show him this..have a great night!!!

Posted: Thu Sep 25, 2008 9:53 am Subject:

Americus, listen to what they are telling you. US Bank is a SCAM. There is no such bank that exists, and they have been scamming innocent folks for years. It is a shame they got your $100. Close account and try to get charges reversed ASAP at the bank. Please tell your sister. Best of luck! Razz

mrscoolh2 · Posted: Thu Sep 25, 2008 10:13 am Subject:

they have done the same to me, i learned quickly. he will not go to jail, please donot sell your anything. they did that to me, like 2 years ago, i am still here, they are mean people. hang in there, it will be ok

Posted: Thu Sep 25, 2008 10:24 am Subject:

I can only support what has been said. They are a bunch of off shore crooks. Not only can they not put anyone on jail they cannot legally collect money in the US. Just hang up on them and be sure that they have no valid personal info that they can use to get your money. They are legally powerless.

Posted: Thu Sep 25, 2008 10:33 am Subject: reply

i echo everyone else especially frogger.these dullards purchased
a bunch of info from pdl's most were paid already.do as the frog says just hang up,don't say a word to them.just hang up.

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can my husband goto jail, he is going to freak out?

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