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 Posted: Sat Oct 04, 2008 4:27 pm Subject: Does anyone have address or faxes for these Please........ |
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PayCheckToday / E-Payday / B.I.G. / Arrowhead / MyQuikLoan / PayDayOne / CashCentral also known as L & G /
Thanks for any help. I have closed my bank account and want to send the proper letters, I have paid all of them plenty on 300.00 loans, been paying bi-weekly for months. Also any one farmilar with Florida rules or laws and what I should say in a letter? I tried to get a address and fax for BIG but they would not give me one.
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beachlady
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| Posted: Sat Oct 04, 2008 6:02 pm Subject: |
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Florida requires Internet based pdl's to be licensed by your state, however, keep in mind that in the state of Florida are known to have payday loan companies acting as CSO's (Credit Service Organizations). This means they do not need to be licensed, and are generally 100% legal in what they charge.
| Quote: | Florida State Information
Legal Status: Legal
Citation:
Fl. Stat. Ann. ยง 560.401 et seq.; Rule 69V-560.901-912
Loan Terms:
Maximum Loan Amount: $500
Loan Term: 7-31 days
Maximum Finance Rate and Fees: 10% + verification fee
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 24 hours
Repayment Plan: Yes
Collection Limits:
Collection Fees: All charges imposed on the lender by any financial institution; lender not entitled to treble damages
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Florida Office of Financial Regulation
Address: Division of Securities and Finance, 200 E. Gaines Street Tallahassee FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
Regulatory Contact: , |
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Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws
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Shazzers
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| Posted: Sat Oct 04, 2008 6:07 pm Subject: |
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But in Florida arent we a no rolloever state? If so I have paid way to much for these pdl's
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beachlady
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Shazzers
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Shazzers
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Posts: 4630
Debtcc Points: 28954
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| Posted: Sun Oct 05, 2008 12:47 pm Subject: |
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Shazzers,
Arrowhead may have moved to UT...I got an e-mail with a UT address. It may be a UPS Mail box drop off!
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wssu91
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