Warning: Most of the people are unaware that payday lending business model is not designed to help you solve your one-time debt. It is designed to keep borrowers in debt. If you are reading this page, remember your friends/family should also before they end up in a payday loan trap. Pass it on to all as you may save them from the Vicious PDL Cycle.
Important Pages
Videos and Audios - Help
Step 1: Do you really need Quick cash
- Some people borrow money for unwanted expenses. Before borrowing, see if it is avoidable.
Step 2: How much will you be able to pay
Alternatives to Payday Loan
- Ask your creditors for more time to pay your bills.
- Try a small loan from a credit union.
- Ask for a pay advance from your employer.
- Consider a loan from family or friends (be sure to have the terms of the loan in writing).
- Use a credit card advance.
- Request additional time to pay the bill from your creditors.
Some facts - Know your rights
If you don't know your rights you certainly have none. Educate yourself before you face the exams.
- There are state-wise laws for payday loans.
- 36% annual interest cap for servicemembers Consumer loans - In other words lenders can charge no more than $1.38 on a $100 loan for two weeks. Read more
Useful links
Home > Knowledge Base > Payday Loan
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