10-09-2009, 05:58 AM
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Is Integrity Advance illegal for Ohio residents?
I have a PDL with Integrity Advance for $300.00. I have already paid just over $500.00. I wanted to see if anyone could tell me if Integrity Advance is illegal for Ohio residents because I would really like to have these deductions stopped.
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10-09-2009, 08:32 PM
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You can search their licensing status from the following link.
"http://elicense2-lookup.com.ohio.gov/SearchCriteria.asp"
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10-10-2009, 07:33 AM
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No, they aren't licensed to lend to Ohio residents. Double check your contract to make sure they weren't extending an installment type of loan. Meanwhile, CLICK HERE to find out how to deal with illegal lenders.
http://elicense2-lookup.com.ohio.gov/default.asp __________________
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor
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10-10-2009, 07:46 AM
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this is Ohio law regarding PDL, Ohio Revised Code 1321.36. Just google Ohio revised code and look under chater 13, subsection 21
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10-10-2009, 07:47 AM
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With regard to a PDL's licensing, go to the secretary of state's website for your state and see if there are registered, it may take some searching but it can be found. Also, when I search the PDL websites, I have found somewhere and written in VERY small print, they will tell you where the are registered. Please remember that although a PDL is located in once state, they may have licenses in a number of states.
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10-10-2009, 07:50 AM
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algreen, please read FCR 12CFR205.10. It gives information about a person's rights with regrard to stopping ACH's. I used it in my letter to a PDL and it worked.
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10-10-2009, 10:32 AM
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Quote:
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10-10-2009, 11:26 AM
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PDL owner you are very corrected I was just trying to let the person know although they are licensed in the PDLs home state, they may be licensed in others also. For example, I work for Best Buy and the HQ is in Minnesota but they also are licensed in Ohio and all 50 states so they conduct business.
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