I have been stuck in this PDL cycle & I just can't make these payments; are there any I can get of, or at least the interest & just pay principle, BUT NOT bi-weekly out of my account????? I'm in Michigan. I want to close my bank account today, I bank with Bank of America. are they a bank that re-opens for ARC debits, cause those fee's alone would put me under?????
this is what I have out there.
lender bi-wkly fee Loan Balance Paid Next Due Date
Instacash 60 200 260 extended -9-Oct
Kenwood LLC 75 250 325 extended-9-Oct
LoanPointUSA 150 300 500 extended-9-Oct
OneClickCash 105 350 455 extended -9-Oct
ssm group 60 200? ? extended -9-Oct
cardinal cash 75 250 325 extended -16-Oct
US fast Cash 90 250? ? extended -16-Oct

PLEASE HELP ASAP!!

[Shazzers]

Is this your other thread at the link below?
http://www.debtconsolidationcare.com...alaryfast.html

[jsennett621]

no, i'm in MICHIGAN. I just found this thread through Google.
but this is what I've paid so far

Instant cash 120
KenwoodLLC 150
LoanPointUSA 840
OneClickCash 105
ssm group 360
cardinal cash 225 fee
US fast Cash 270

only interest, no principle, I can't get ahead enough to do that.

[PDLOwner]

smile

[Shazzers]

Originally Posted by jsennett621

no, i'm in MICHIGAN. I just found this thread through Google.
but this is what I've paid so far
Instant cash 120
KenwoodLLC 150
LoanPointUSA 840
OneClickCash 105
ssm group 360
cardinal cash 225 fee
US fast Cash 270
only interest, no principle, I can't get ahead enough to do that.

OK sorry, I wasn't quite sure. Click the link below to read your payday loan laws:
http://www.paydayloaninfo.org/state_detail.cfm?id=MI
MI requires Internet lenders to be licensed by your state, I need to do some research before I reply about their legality.

[Shazzers]

Is Instant Cash a store front lender?

[Shazzers]

I found several licenses for Instance Cash Advance at the link below, please browse through them and let us know if one of your lenders is listed here:
http://www.dleg.state.mi.us/fis/ind_...e/ViewList.asp

[Shazzers]

Originally Posted by Shazzers

I found several licenses for Instance Cash Advance at the link below, please browse through them and let us know if one of your lenders is listed here:
http://www.dleg.state.mi.us/fis/ind_...e/ViewList.asp

Edited: Well never mind it isn't showing the licenses, you can type in the name of the lender yourself to see if any of your lenders are licensed though.

[jsennett621]

Originally Posted by Shazzers

Is Instant Cash a store front lender?

I got it through the internet, but when I put their info in the STATE link you gave me they came up....BUT wait, I jsut did it again, and Intant Cash is DIFFERENT from INstant Cash USA...so NO, also not legal in Michigan!

[jsennett621]

how do i start this process???? call them? fax them? i can't have them withdrawling from my account this week...they're killing me! Plus, some of them I'm paid OVER the inital amount on...I have NO problem paying the principle, maybe even some reasonable interest....but one was a $500- LOAN; i'VE PAID $840 on it, with NO PRINCIPLE PAID!!! I got caught taking loans to make the current ones!

[jsennett621]

http://www.debtconsolidationcare.com...read53157.html

I don't know how I ended up with 2 threads.....once I registered the original one popped up.

lets just use teh other one, please.....i'm registered as jsennett621 (obviously )