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Old 10-06-2009, 05:19 PM
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Default Need Help with payday loan

I have got in a jam with all my payday loans. They are all store front places. Im located in Ohio.

I have a total of about $2500 in loans. They are all past due hence I was not able to pay them off. One of the places is taking me to small claims court, i received the letter in the mail. 2 place keep trying to get in contact with me, I have been ignoring their calls cause I really dont know what to do? The other place I havnt honestly heard from them at all witch worries me the most..

Any help would be appreciated, sorry for the long post!!
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Old 10-06-2009, 06:04 PM
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Whatever you do show up in court!! That is VERY important! If you don't show up they will get a default judgment against you which could result in wage garnishment! You could try contacting them (if it's the original creditor taking you to court) and TRY to work out some type of payment agreement, if they won't, then take your chances in court. Take your pay stubs, rent receipt, utilities, etc. to show the judge what you can afford, this way the judge will be able to be fair about a payment agreement. Ignoring this will not make it go away, you really need to contact the lenders who have not sued you yet, and try to make payment arrangements. I am assuming these are all store front lenders? Please clarify.
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