Hello all. Today I received a very disturbing message from a man named Richard Horowitz stating I have been "served" due to a legal matter. To get more information and avoid further legal proceedings, I was to call 866-660-2906 and reference my docket number.
I called the number and was placed in "queue". When someone came on the line, I was asked for my docket number (no hello, no introduction, no name, no pleasantries, etc.). I gave the docket number and was put on hold. Then a second, different man named Robert stated I am being charged with fraud and will be sued. I asked what this was about, and why had I not seen anything in the mail? Robert responded that it was from CashNETUSA, and I owed a debt of $2600 which included all fees, etc. He also stated that the notice they received from Bank of America was NSF or closed account. I asked which one was it - closed or NSF because neither is correct. I still have an account from Bank of America. I also said that I had a payday loan from CashNETUSA from 2007 and that is was paid in full. There was no way I could possibly owe $2600! He said to fax in proof it was paid. I asked why I had not received notice from CashNetUSA?
Robert then said the debt is no longer with CashNETUSA, it is now owed to to First Federal Bank and his company has been hired to file suit with me. He said he will be coming to my home on "Dylan Drive". Well, that is my old address in PA. I now reside in TX. I again asked why I had not received anything in writing, and he said I should have received something via email. I said, NO! That is ridiculous....a real debt would have been sent via US Mail and that this sounded fishy. Robert then said he would be contacting my friends and family, and my work, as well as serving me papers at home.
I again asked for something to be sent in the mail, and he YELLED at me, saying he's not sending me anything!!!!!
I am frustrated and annoyed. I called CashNETUSA and they had the hardest time finding my account because of course my home number is different. I finally gave them my old email address. They found me, then said my account had been sold to a company called AIS and gave me their number - 888-920-1300. I called AIS and THEY had a hard time finding me. I had to give them my SSN. After doing that, they said my account had been sold to a company called PRS at 800-308-5101, and hung up! I called that number, and it was a disconnected number. I called AIS back, and after giving the same information (yes, my SSN like a dummy), I was hung up on AGAIN!
What is going on?! I have debt right now, yes, but I am not behind on payments and it's credit card debt and student loans. I know I paid CashNETUSA. If I really owe a debt, I will pay it, but it can't be to CashNetUSA unless they are charging more fees. I PAID the principle plus fees when they deducted it from my account! And why now, at the end of 2009, am I just hearing about it? Why haven't I gotten anything in the mail? I am so annoyed.
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