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Send message to dwntwnvltr
Sub: #65
Replied on 10-23-2007, 07:11 PM
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Are the any debt consolidation companies that deal with Payday Loans in the state of Florida?



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Send message to volleyballmom
Sub: #66
Replied on 10-23-2007, 07:20 PM
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Hey dwntwn...I think I will respond to your thread you got going on already.

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Send message to iguanagrrl77
Sub: #67
Replied on 10-25-2007, 10:18 AM
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Wow, they sure love to call, don't they?

I've received at least 4 voicemails on my cell phone and even 3 on my work phone.

Langhorne gets paid Monday, so I just have to hold on until then. After that, they will all go away.

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Send message to iguanagrrl77
Sub: #68
Replied on 10-25-2007, 12:58 PM
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Holy cow!

My cell phone rings with an unavailable number. No voicemail. My work phone rings, no voicemail. My work phone rings again, voicemail... it's MTE Financial. My cell phone rings with one phone number, no voicemail. My cell phone rings again with a different phone number, voicemail from the same voice as the MTE lady on my work phone, only this time, it was SUPER rude and b*tchy.

'Miss F., Time is not a luxury in this matter. You need to contact me IMMEDIATELY on this at xxx-xxx-xxxx.'

Rude people think they're going to get their money by being snippy with me... they've got another thing coming! :P

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Send message to iguanagrrl77
Sub: #69
Replied on 10-25-2007, 01:01 PM
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Hahahaha... and then followed up with an email offering a settlement amount of $292.50 instead of the supposed $390 I owe them.

They crack me up!



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Send message to cannr
Sub: #70 reply
Replied on 10-25-2007, 01:49 PM
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Oh, iguana! You poor, poor girl! They will hound you into the ground! Good for you for not taking those calls! They are horrible, horrible, horrible. I swear, my phone would ring all day long. It drove me insane! No messages. Just hang up. Lordy. Hang in there, honey!

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Send message to kashzan
Sub: #71
Replied on 10-25-2007, 01:50 PM
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Stick to your guns Iguana. You are doing everything correctly. BTW loved your pictures.

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Send message to iguanagrrl77
Sub: #72
Replied on 11-02-2007, 05:43 PM
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Just wanted to update everyone on how things are going...

My payment to Langhorne successfully cleared my account on Monday, so I have to assume they started hitting heavily with the letters on Tuesday. My phone was ringing off the hook, at least a phone call every 20-30 minutes from 8am-8pm every day. I would call back the storefronts, which were minimal, since I visited them all prior to my due date. The rest of the calls have gone straight to voicemail.

Yesterday, it was eerie. I didn't receive a single phone call from 8am until almost 4pm! Towards the end of the day yesterday, I received an email from ThinkCash:

Quote:
THIS IS NOT AN ATTEMPT TO COLLECT A DEBT



We received your request to cease and desist all collection efforts on
your account, and will honor your request. However, we remind you of
your promise to pay under the terms of the Loan Agreement. Further, we
may report information about your account to credit reporting agencies.
Late payments, missed payments or other defaults on your account may be
reflected on your credit report.



We have flexible payment options that we can discuss with you.



Please contact us.
I have yet to speak with my Langhorne representative since making my payment, but obviously, she's doing something! I'm still receiving calls (mostly from First Bank of Delaware and a very persistant CashNetUSA - 4 times today alone!), but my phone is noticeably more quiet.

I can't wait until I start hearing about settlements!

Oh, you guys would also be proud of me... I took on Dollar Financial in regards to a storefront loan. They kept calling my phone, so I called them back. I explained that I am unable to pay based on their CFSA terms and the best I can do is $50/month for the next 4 months and paying off in the 5th month.

The rep tried to say, 'well, I need $80 now'.
'Well, I'm sorry, I don't have $80 now and the best I can do is what I've already told you. I will be paying $50 on the 16th.'
'Well, I'm sorry, but that won't stop collections.' 'That's too bad. You will get your money, I just have to pay it off on my terms.'
'I'll notate your record.'

I stood firm and felt empowered when I told him.



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Send message to cannr
Sub: #73 reply
Replied on 11-03-2007, 07:03 AM
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iguana! Sounds like Langhorne is "doing their thing"! Awesome! Now, if only your phone would stop ringing! I can't wait to hear of your progress! And I smiled SO BIG when I read about your dealings with Dollar Financial. Way to stand up for yourself! You are going in the right direction, iguana! Soon, you'll be FREE!

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Send message to iguanagrrl77
Sub: #74
Replied on 11-03-2007, 08:32 AM
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Think Cash is sure trying to get ahold of me the past day or so, which is really weird. I haven't answered a single phone call, but it's disturbing that they are trying so hard to call me when they sent that letter previously.

Oh well... it's Langhorne's problem now. :P

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Send message to karmin.king
Sub: #75 payday loan consolidation
Replied on 01-23-2008, 09:42 AM
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Has anyone read up on First Bank of Delaware? I
found this by searching their name.
"Federal Government Orders First Bank of Delaware to Exit Payday Loan Industry."
It also mentioned this installment loans.




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* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
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