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Posted: Tue Mar 25, 2008 7:16 am
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Oops I forgot to sign in before posting that last one. Also - I sent a PM to Mike (I think)the other night when I joined becuase I want to change my screen name, but is there someone else I should contact about that?
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Tue Mar 25, 2008 7:26 am
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You can try Jason or Denny. Mike is away right now.
what address do you need. we will try to find them.Is your account closed. If so I will post the letter for you.
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Tue Mar 25, 2008 7:50 am
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Sorry - I misunderstood. No, my account isn't closed yet because if I close it, our direct deposit will be sent back to the corporate office and we'll have to wait an additional 5 days to get paid - I know this because we've done it before. I called the secretary yesterday to try to cancel the DD, but she said it needed to be done before last Friday in order to be effective for this check. So I can't close the account until Friday when it clears.
The addresses that I can't find are United Cash Loans and Ameriloan - I've searched all over, and even found forums online where other people tried to get an address and no one could find one either. Let me know if you come across it, I've looked for weeks because I wanted to mail them a letter a while back when they took some extra money out of our account and I never could find it.
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Tue Mar 25, 2008 7:53 am
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Ameriloans
2533 N. Carson St.
STE 4976
Carson City, Nevada 89706
United cash loans will be under MTE. Do you have that address
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Tue Mar 25, 2008 8:06 am
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Wow - thanks - I searched everywhere and couldn't find any info. Someone had told me they operated under an address in the Bahamas or some such thing. I don't have one for MTE, but I can probably find it, didn't know to look under that.
I had assumed that Ameriloan and United Cash Loans were the same company - or related in some way. Their emails are identical, as are everything I've received from them. I'm surprised to find out that they aren't. You learn something new every day.
Thanks for the address, I'll add it to my info sheet, now back to painting the nursery. Thank you so much.
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Tue Mar 25, 2008 8:12 am
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here is another address for Ameriloan. I swear these pdls have millions.
3531 P Street
NW Miami, OK 74355
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Tue Mar 25, 2008 8:15 am
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MTE Financial Services
Phone: (866) 213-0268
Fax: (866) 539-7503
Address: 515 G S.E.
Miami, OK 74355
Email: compliancedepartment(at)mtefs.com
Have fun painting
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Tue Apr 01, 2008 2:59 am
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As of Monday (yesterday), the account is closed. Where do I get the letter to send to the PDL's, and what is the next step? Would sending a cease and desist letter prevent them from contacting my references and hubby's place of employment? Is there any way to do this?
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Tue Apr 01, 2008 12:34 pm
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Okay just one more thing - I read in another post that you shouldn't open a bank account at the same bank - which I just did. Was that a no-no?
_________________ Register today to encash debtcc points.
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Guest

Debtcc Points: 100
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Posted: Fri Apr 04, 2008 2:23 am
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Anyone????
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Fri Apr 04, 2008 3:02 am
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elvis, Generally the members advise you to open your new account at another bank becuase that makes it more difficult for the pdls to get your new banking information and in some cases, banks have used money from the new account to pay charges to the old account becuase the pdl debits and forces the old account back open. I used the same bank and have had no trouble. I have been waging this war for the past 7 months. As for the letter, here is link to a letter for you to use as a template. You will need to change the information such as the laws, to reflect your situation...
http://www.debtconsolidationcare.com/paydayloan/outstanding-loan.html
The letter is all inclusive, even a cease and desist on calling is in there. There is no real way to keep them from calling, and they do call...Your hubby can try answering the phone, not telling them it is him and when they ask for him, tell them he was fired, quite, whatever...sometimes that works, sometimes not. I just let all my calls go to voicemail but I know that is not an option for everyone.
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
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RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 3903
Debtcc Points: 11752
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Posted: Thu Apr 10, 2008 6:56 am
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Thank you! I just had to thank everyone who helped me out with this. I'm sure I'll be back if any problems arise, and maybe one day I can help out with advice instead of having the problem!
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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Posted: Thu Apr 10, 2008 7:00 am
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You are very welcome. Glad you got the help you needed. We will be here, so if you need anything at all, please just ask.
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kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5466
Debtcc Points: 38903
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Posted: Tue Apr 29, 2008 10:03 am
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Okay, let me bump my original post. I thought all was okay, and then hubby gets a call today that he is being served on Friday with a docket number, etc... from some guy named Ken Morgan (attorney?) with Cash Net - Are one of these companies a sub of Cash Net? These are the companies I had the loans with:
United Cash Loans (online) - Paid $0 so far on $350 loan (Payback is $455)
Ameriloan (online) - Paid $105 so far on $350 loan (Payback is $455)
ImpactCashUSA (online) Paid $180 so far on $300 loan (Payback is $390)
Payday-Loan-Yes (online) Paid $210 so far on $350 loan (Payback is $455)
I'm not sure what is going on - they say that it's for a $500 loan, which we've never had.
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elvismommy3
Joined: 24 Mar 2008
Posts: 23
Debtcc Points: 662
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