Internet's first get-out-of-debt community - 129,000 members

Hi

I have a questions I live in Texas and received a PDL they have threatened to garnish all my money from a different checking account can they do this?

Posted: Tue Nov 27, 2007 2:24 pm Subject:

What do you mean garnish money from a different checking account ? Do you mean ach debit? Checking accounts do not get garnished. Wages get garnished.

Posted: Tue Nov 27, 2007 2:24 pm Subject:

Hi moto-Welcome

Do you mean the PDL has advised you that they can debit any other of your bank accounts? Most of the PDL contracts do state this in the fine print.

Who are your pay day loans with?

Posted: Tue Nov 27, 2007 2:25 pm Subject:

OOPS , we posted together

Posted: Tue Nov 27, 2007 2:27 pm Subject:

msoto_esoto@yahoo.com · Posted: Tue Nov 27, 2007 2:32 pm Subject:

Sorry,
I meant debit another checking account. I have not provided them with the information but they have stated if I do not make payment by tomorrow they will debit my other existing checking account.

Posted: Tue Nov 27, 2007 2:43 pm Subject:

How did they get the new ifo? Are you sure they have it. Call your bank and be sure they will not honor any charge

Posted: Tue Nov 27, 2007 2:43 pm Subject:

Hi msoto-You should log back in....this way you dont share your email address with everyone.

Do they have your other checking acccount info? Who is the pdl?

Posted: Tue Nov 27, 2007 2:44 pm Subject:

Again

Posted: Tue Nov 27, 2007 2:46 pm Subject:

good thing we are posting the same info Very Happy

msoto_esoto@yahoo.com · Posted: Tue Nov 27, 2007 2:52 pm Subject:

Westbury Ventures. I am not sure if they have my information but they state that if I do not come up with the money by the end of the business day they will take out all my money from my current checking account. They informed me that they are using a Check recovery service to pull all my existing accounts. I only have one.

Posted: Tue Nov 27, 2007 2:54 pm Subject:

This is not the first time I am hearing this. It scares me, but it seems that Westbury and Geneva have been doing this. Can some one pop in and shed some light on this situation.

Posted: Tue Nov 27, 2007 2:59 pm Subject:

checking account info is not a matter of public record. What they are probably doing is checking CL Verify which is a "service" that is used by grocery stores, some retailers, etc to verify that your checking account info is valid.

When you write a check at a place that "swipes" your check and DL, it pings CL verify.

Its not as easy as they are making it seem....it is rare but it has happened a just a couple times here. To minimize this risk, dont write checks at merchants.

Posted: Tue Nov 27, 2007 3:01 pm Subject:

Thanks Volley. You know I am super paranoid about this. I never write checks at any stores at all. Only people that get my checks are the , electric co, cable tv and reny. All else is paid thuu debit card. I hope that is safe.