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 Posted: Fri Jun 08, 2007 10:00 am Subject: How to get out off Pdl debts? |
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how to get out off debt with payday loans
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 10:25 am Subject: |
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How much is your total debt? Please post more information about yourself and we will discuss further.
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Bony
Joined: 22 Oct 2005
Posts: 291
Debtcc Points: 4207
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| Posted: Fri Jun 08, 2007 10:29 am Subject: too much |
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i need to get out of these payday loans it is hurting me at work i can't think,sleep or eat. i'm in for about 3000.00+
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 10:35 am Subject: |
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Which companies are you dealing with? And how much have you paid so far?
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Bony
Joined: 22 Oct 2005
Posts: 291
Debtcc Points: 4207
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| Posted: Fri Jun 08, 2007 11:12 am Subject: payday loans |
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payday yes 80.00
cash central 395.00
paycheck today 75.00
payday ok 82.14
payday select 137.00
payday one 75.00
cash net 108.75
geneva roth 60.00
I have been paying the interest which go through to early which causes my overdraft at 28 each so i can't get my checking account out of the red
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 11:15 am Subject: scared |
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i have been paying the interest for about 6 month or longer
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 1:05 pm Subject: payday loans |
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Is that enough information for you to help me find a solution i need one like now i'm scared to death
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 1:11 pm Subject: |
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close your account first and foremost, then make arrangements that are feasible with who you actually owe. Remember to check your state's laws regarding how much you can legally be charged. They may get snippy with you but just ignore them and pay what you can pay.
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the dude
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Debtcc Points: 100
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| Posted: Fri Jun 08, 2007 1:31 pm Subject: |
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Yes, know the laws of your state. These pdl places will try to make any amount of money from you by using scare tactics. If you are aware of the laws in your state and pay them according to the permissible charges, you don't need to worry. Go through your bank statements and calculate how much is paid so far. Then you can call the companies and work out arrangements. They will be willing to work on your terms. In case, you need professional help, speak to a debt consultant.
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Bony
Joined: 22 Oct 2005
Posts: 291
Debtcc Points: 4207
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| Posted: Fri Jun 08, 2007 2:06 pm Subject: |
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that sounds a lil scary suppose they call my job like said they would do i could loss my job
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 2:09 pm Subject: |
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Welcome to the Community  Here is a link that goes state by state on pls at http://www.paydayloaninfo.org/states.cfm find out the info for your state, if these are operating legally, and how much you have paid. They will use scare tactics and all sorts of things to scare you into paying. If they are store front loans, try to work something out with them, since most operate leagally and will take you to court. If you have any questions, please ask..KAren
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Bossy4455
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| Posted: Fri Jun 08, 2007 2:17 pm Subject: confused |
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threats of these people is scary promise to call my job and god know what else. i need lots of prays
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Fri Jun 08, 2007 4:01 pm Subject: |
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Diana,
Welcome to the forums  First of all, take a deep breath and relax for a minute. I too have been in the pdl trap and there is a light at the end of the tunnel. What state do you live? We can help if you don't understand your state laws. Some of these will probably call you at work. It's just tools of their trade so to speak. Yes, some can get nasty. I e-mailed them, faxed them, and mailed them letters stating not to contact me at work or my references regarding this matter. You will have to be consistent with them because they don't take a hint! If you need help, please feel free to ask. We are here to help
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CowampChicken
Joined: 20 Dec 2005
Posts: 3675
Debtcc Points: 36194
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| Posted: Wed Jun 13, 2007 4:02 am Subject: bank account |
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My bank is not closing my account, they are trying to find me a loan to pay off Pdls. They haven't call me back today like they said they would do I getting worried. In order to open a new account they would have to run another credit check and my credit score have gone down since my pdls. Paying them and neglecting my other bills which was never late. This is getting out of hand. Are internet payday loans legal in Louisiana. I'm asking but deep down i know they are. I don't understand the laws for Louisiana help me understand please.
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diana1952
Joined: 08 Jun 2007
Posts: 17
Debtcc Points: 440
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| Posted: Wed Jun 13, 2007 4:05 am Subject: |
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I posted the laws in LA in your other post regarding this matter. If your credit score is low, chances are your bank will not be able to provide you with a loan so you will have to handle this the long way but in the end it pays off!
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Leah
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Joined: 04 Mar 2007
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| Posted: Wed Jun 13, 2007 5:04 am Subject: scared |
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I got the law for Louisiana and it look like greece I can't see clearing i read but can't understand that how confused i am. I am reading it but i can't get what i need to know. I am not dumb but right now i feel dumb. Explain it to me please simple form
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ladydee
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