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 Posted: Fri May 25, 2007 11:43 am Subject: GFSIL sent me a reply after I stated the laws |
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I apologize, I didn't mean to post that under 'guest' . Here's my question -
OK, I sent an email to GFS/GFSIL/Rovinge yesterday stating that I have paid them in full (plus some) according to federal & state laws and that they no longer have permission to make debits to my account (which is closed so they can't anyways). I havent heard anything from them today, but I just checked my spam mail and found an email response from yesterday. Here is what they said :
| Quote: | Dear Miss:
We can confirm that we will accept your offer as full and final settlement of your debt with GFS, subject to you paying the amounts you specify on the dates you specify.
In accepting this, we confirm we will write-off the remaining balance of your account with us, after the final payment has been received on the date specified in your mail.
AMT DATE
$290 25 May 2007
If either the amount varies or you are late in paying us, our agreement to this settlement will be immediately withdrawn. In such circumstances you will be liable for the full balances outstanding on your loan, in line with the terms and conditions you agreed to when you took the loan. We hope this will not apply and that our gesture is taken in good faith and you keep to the offer you have made.
We are setting up payments to debit your Account by ACH for the amounts and dates you have specified
Regards
Chris Wilson
Customer Service Team |
How should i respond to that? I took out a loan for $200 and have already paid them atleast $300. They also were debiting my account under 3 different names. They're also not licensed in Florida, to say the least. I know the balls in my court, but I just want feed back on how to respond to this email.
Thanks everyone - Jen
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jennyr
Joined: 22 May 2007
Posts: 51
Debtcc Points: 102
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| Posted: Fri May 25, 2007 11:48 am Subject: |
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This company is the worst company ever. Send them an email and state that you will not be paying them any more money and that they need to mark your account paid in full also tell them you are filing a complaint with Homeland security, the FTC and your Attorney General...and then file the complaints. This company is not liscensed to lend in the United States Period!
_________________
Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.
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Leah
Debt Samaritan
Joined: 04 Mar 2007
Posts: 2333
Debtcc Points: 50556
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| Posted: Fri May 25, 2007 12:02 pm Subject: |
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Like drugs. Just say no! They will go away if you ignore them. Hang up if they call or blow an airhorn in their ear or just hold a key down on your phone. They are not going to be around long. They will soon slither away to the scum swamp from where they came!
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
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| Posted: Fri May 25, 2007 12:09 pm Subject: |
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Your words are not getting heard to this company. They are just following their own set up rules and guidelines, which are illegal. They are not licensed in the US, so they can never take you to the court. As they are sending you the emails repeatedly, why not you also do the same keeping a track of the dates. If anything comes up later, you will have the paperworks to prove your story and how the company responded to your previous emails.
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a_neblat
Joined: 10 Aug 2006
Posts: 407
Debtcc Points: 5814
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| Posted: Fri May 25, 2007 12:23 pm Subject: |
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Thanks - I have begun printing out every email they send me and what I send to them. I will not speak to them on the phone and have told them I want everything IN WRITING. I'll let you know how it turns out.
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jennyr
Joined: 22 May 2007
Posts: 51
Debtcc Points: 102
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| Posted: Fri May 25, 2007 12:34 pm Subject: |
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I guarantee you that there is no such person as Chris Wilson
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
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| Posted: Fri May 25, 2007 12:42 pm Subject: |
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By the way the Florida Division of Financial Services is very interested in these PDL companies operating here illegally. You should contact Alex Sinks office on the site. http://www.fldfs.com/
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
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| Posted: Fri May 25, 2007 12:53 pm Subject: |
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Great frogbatch - Did you have to deal with GFS as well? I haven't heard a thing from them today but I know it's more than likely the calm before the storm.
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jennyr
Joined: 22 May 2007
Posts: 51
Debtcc Points: 102
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| Posted: Fri May 25, 2007 1:07 pm Subject: |
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Route 66 funding. same jerks
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frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
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| Posted: Fri May 25, 2007 2:04 pm Subject: |
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I have dealt with GFSIL. I think I ended up paying over $1000 for a $200 loan. Unfortunately I found out abiut this site too late! I wish I would have known about it back then....I may have been able to save some money!
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Bublefan1
Joined: 10 May 2007
Posts: 188
Debtcc Points: 2962
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