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PDL-struck · Posted: Sat Jun 30, 2007 4:49 am Subject: Are there good PDL companies?

Are there good PDL companies? can you suggest us some good PDL companies and why they are good.

Posted: Sat Jun 30, 2007 5:11 am Subject:

No PDL's are good. But in my experience with PDL's, the one's with the most reasonable repayment and interest fees were:
MyCashNow.com
&
Discount Advances.com

Posted: Sat Jun 30, 2007 5:15 am Subject:

Welcome to the foums. There are no good pdls! And you have come to the wrong place looking for one. There are many of us here who have had horrible deeling with pdls and their usuary fees and illegale collection tactics. Just read through the threads and see what these places have put people through. Find you state laws and read them most if not all pdls are not liscensed and are illegal in many states and there are many attorney generals' that are bring law suits against them. Many states are sightnting the laws regarding interest caps and barring pdls from operating in their states. Please do not get into the trap. You will regret it in the long run.

Posted: Sat Jun 30, 2007 5:20 am Subject:

Please do everything you can to stay away from them. They are a trap waiting to snap shut. You take a loan and when payday comes they take out the money. Then you find yourself short and wind up taking another one or rolling over the one you have. There are people on this site that have had as many as 16 at one time. I would not recommend any of them. If you need quick cash for a real emergency like a car repair Cashnetusa is not too bad but only as a last resort. Try to do a garage sale or a flea market or sell some old jewelry you don't need. Try as hard as you can to stay away from the Payday Loan trap.

Posted: Sat Jun 30, 2007 5:21 am Subject:

I know a many restless nights and an unbelievable trapped feeling can consume a person in no time with PDL'S. This site gives a lot of confidence and amazing information you can't get anywhere else.

Irish....trust me I'm not promoting the PDL'S. But if someone felt they "had" to take one out. Those two have normal interest rates

Posted: Sat Jun 30, 2007 5:27 am Subject:

They may have normal interest rates but if you fall into the trap, it becomes never ending! Frogpatch has some good advice. if I knew then what I know now I would not have to file for chapter 7. Pdls have destroyed me finacially, and embarassed me before my family, friends and co-workers.

Posted: Sat Jun 30, 2007 5:46 am Subject:

I agree with Irish and Frogpatch. Frogpatch, good ideas Smile

You should list them in the alternatives section. I couldn't think and was having a brain fart Smile

It might seem like a good idea at the time but soon you will find yourself taking another one to pay back the first one. Then you will be in the trap and you may have to keep borrowing. Been there, done that. Like DaGod said, then there will be many sleepless nights involved. Not to mention shame. I was on the point of suicide when I came here and that is no joke. You can always ask a friend or family member for money if times are that hard.

Posted: Sat Jun 30, 2007 8:00 am Subject:

Like everyone else here has said, if it sounds too good to be true, it probably is. Stay away. Stay far away from them.

Posted: Sat Jun 30, 2007 10:20 am Subject: loans

Payday Loans Good? NO NO NO That is why it is called predatory lending. They are PREDATORS that take advantage of poor people who cannot get loans elsewhere. STAY AWAY. KYSIDE38

PDL-struck · Posted: Sat Jun 30, 2007 11:16 am Subject: no one in favor of PDLs

I visited some other forums as well, all have the same opinion, say NO to PDLs istead beg, sell or fast Smile

.

Posted: Sat Jun 30, 2007 12:53 pm Subject:

"good pdl" = oxy moron Shocked

Posted: Sat Jun 30, 2007 1:00 pm Subject:

PDL's are the root of all evil! They sucker you in and then you can never get out. They almost destroyed my life and could have caused my family to lose its home. I am now filing bankruptcy in part thanks to getting myself in this pdl mess. We would have not suffered as much if I had just asked my parents to borrow a couple hundred bucks and been done with it.