I have an online pdl through EZpayday cash and there site tells me this: Your online agreement will be governed by the state of Utah. All the applicable laws and regulations of Utah will apply to your online agreement. I realy want to know that if this is true or is it through my state even though it is an online pdl. by the way, anyone know if they are illegal as well? Thanks for your time.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.