H & P capital DO NOT LET THEM SCARE YOU!!

I received a call over the weekend from someone named Douglas and he was telling me that they were trying to collect on a loan that I have taken out from Advanced America in the state of Suoth Carolina. I told him that he has the wrong person considering that I never lived in South Carolina nor ever visited there. He then gave me the last 4 of my SSN and I told him that it was correct but still stating my case to him, he then transferred me to the most rude, hostile, ignorant person that I have ever spoken to on this planet. His name was Richard and I asked him for his last name and he refused to give it to me. He then started making it seemed like I was lying to him when I told him that I had never been to South Carolina. Then the worst part was I asked him for all the information that he had on me and he refused to give it to me. At that point I told him, " don't ever call me again with this Bull if you can't give me any information that I asked for about what you have on me". I then hung up the phone. I don't think that these people are nowhere legitimate especially if they are refusing to provide any information. People who are having issues with this company, we need to unite and shut them down.

this company is a joke they can not do anthing to you

Hello everybody. I got a call from these guys on Oct 18, 2010. I had a loan that I defaulted on with ACE cash express for $650.00 back in July. I was in a car wreck and lost my job in august so the little money I had left went towards fixing my car because i need my car to go to school and look for another job. Anyways they called me on Oct 18th threatening me saying if I don't pay by 5pm the police will come to my house and arrest me. Like most people I panicked. I pleaded with the guy for some type of arrangment that could be made but he was a rude jerk! I'm a full time college student living with my mother and will graduate in the next couple of months. I have a job lined up for me and will be able to start once I graduate. I begged the guy to give me some time and told him once I finish school and start working that i'll pay it off with the first check. He said he didn't care and it's not his problem. The guy was screaming and cutting me off. I fell for it because it was a "bad check" since there was no money in the bank account when ACE tried to cash the check and since then the bank account has been closed. He demanded that I borrow money from my mother or get money from somebody to pay asap or else i'll go to jail. After begging some more he told me he can split the $650 in three payments of $217.87 each and the first one had to paid by 5pm or else. Desperate I went and pawned my my xbox 360, video games and some watches I had to come up with the money and send it by money gram. It was paid and he gave me another week to pay the next amount. I pawned more stuff to come up with the $217.87 and paid it. Now the final $217.87 is due on 11/10/10 and i've exhausted my resources, nobody can loan me the money, i still have no job. I haven't gotten a letter from H & P Capital so is this legit?

I told a classmate about my issues and he told me he defaulted on a loan back in 2006 with cash america. It was forwarded to collections and everything and the most they did was call him once or twice a month and sending him letters asking for payment for the last four years since he defaulted. They never threatened him with jail time or nothing just saying it was going on his credit. He paid it off this year. I do intend on paying this loan off but I don't want to get into more debt or be more in a financial hole. I want to pay it when i'm financially able to. Should I ignore these guys? Any help would be appreciated!

they told me i had a bad check out through quik cash like a dumb ass i gave them my debit info, what can i do now

Im a previous collector for H&P Capital,inc They are a legitimate company , whom does collect on payday loans , I have never heard one of our collectors threaten anyone, it is against company policy and against the law . Most of you whom are making these accusations are deadbeat debtors who are looking for a free ride, According to the contracts you sign when you obtain one of these loans is that they should be paid within 30 to 60 days , and they would not be in our offices if you adhered to the contract you signed, So in closing ,,, GROW UP, PAY YOUR DEBTS, AND QUIT LOOKING FOR A FREE RIDE,

the above is a complete idiot.a few facts

1)H&P used to be legal mediation practice before they changed names to avoid the trouble from alot of AG'S real legit.
2)the next time your former loser employer known as H&P does anything but break the law with threats will be the first time.
3)just by using the PAY YOUR BILLS line you are a loser,and more than likely are curently violating the FDCPA with another scummy scam collector.

to close loser i hope you have an absolutely rotten holiday.SEE YA!!!!!!!!!!!!!!

You must work for a different company or are living in your own dream world then. These people leave you in the dark on the message to bait you, and then once they have you attempt a vise grip by stating criminal law when it would be a small claims civil issue. Regardless of the outcome, blackmail, extortion, and threats are ILLEGAL. This is true especially when a debt does not exist (such as in my case). I'm happy this "company" has so many lawsuits, I hope it bankrupts them.

They told me the same thing about removing my name from their list. They kept calling about a debt that belonged to a distant relative.
The only thing that happens is that you are assigned to another rep and the calls keep on coming. Now i just ignore the messages

OMG thanks for the heads up. They just called my phone 3 times & left me a message. When I got the message. The man was rude & said that this is regarding the claim he received & he would like my side of the story and to call him back. Then he said I wish you luck, I was about to call back because I was like OMG what did I do & why am I into trouble. then I googled the name of the company and this came up. THANK YOU SO MUCH.

This comapny called me as well. I took a pay day loan out for 500 dollars after they took 750 out of my account and then a additional 650 i stopped payment on the check. Now they called me and said that i needed to pay today or they would come and get me where I was. I never closed my account which is what he sai I did. I stopped pay ment and disputed all charges from them. What do I? do?

These people got your info from using a fake payday loan site or as they call it a rogue site.
These scammers buy and sell your info and each one who buys it trys to get your money saying you owe for a payday loan or a check that didnt clear.
The best way to get this all cleared out on whether you owe them or
not is to tell them to send the original debt in question to your address via the postal mail service.
If they say they can't or do not have to then they are scammers because it is not within the law not to send you proof of the debt.
If they are scammers then report them to the FBI, FTA your state Attorney Generals office.
In my opinion these people are terrorists and extortionists. They are terrorizing you to pay them on a debt you do not owe.
You may owe on a payday loan but the "real" loan company should be contacting you.