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Posted: Sat Nov 24, 2007 10:48 am Subject: pay day loan help

i was contacted by one of my pay day loan checkn go and this women threatened me again,she said if i didn't pay she would put in to taking half my wages,ans she has called alot leaving me messages of harassment so what can be done with her and can i complain to the people that own check n go about her harressment,please help,i need to no how to revoke a wage assignment letter,can u please help to write it.

Posted: Sat Nov 24, 2007 10:51 am Subject:

Kev
all you need to do is write a letter saying:
I (name) hereby revoke any and all wage assignments that I may have signed for you or any of your affilliates.

Posted: Sat Nov 24, 2007 1:11 pm Subject:

Hi Kevastar. Is the checkngo loan an installment loan or a pdl? Also, is it internet or storefront?

Posted: Sat Nov 24, 2007 1:55 pm Subject:

Good question Eleroo. I didn't think to ask.

Posted: Sat Nov 24, 2007 3:52 pm Subject:

store front

Posted: Sat Nov 24, 2007 3:54 pm Subject:

I could be wrong but I think Check-n-Go is a storefront PDL.

Posted: Sat Nov 24, 2007 4:12 pm Subject:

If it is a store front they may be members of cfsa. If so they will offer you an epp. You must request this before you default on your loan.

Posted: Sat Nov 24, 2007 5:26 pm Subject: r

Check n' Go is on the CFSA list as a member. You can invoke the EPP (extended payment plan) if you haven't already defaulted. If you have already defaulted, it's too late to invoke the EPP. As kash stated, to invoke the EPP you have to go into the storefront BEFORE (at least one day before) and ask for the EPP. However, if your storefront manager is calling and harrassing you, I'm going to assume that it's already in default (?). If this is the case, is there ANY way you can make payment arrangements with her? Also, yes, you can make a complaint against the storefront manager. Some storefront managers are just plain horrible. You can call the corporate office and file a complaint against her.

Posted: Sun Nov 25, 2007 1:17 pm Subject:

I think Cannr is right. If the loan is in default and the manager will not deal with you, then file a complaint with the corporate office against her. The bottom line is that they want their money and they are likely to deal better with you, if the manager is giving you a hard time.