Payday loan consolidation for 9 outstanding loans

I have 8 payday loans, via internet. I live in Pa, and am drowning. My employer has an assistance program that will help me, but only when they are in collections. What should I do??

Phyliss Please contact the Attorney Generals office there. Also see post about PA they are getting a cap on these vultures. Go to http://www.paydayloaninfo.org and look up the laws. Best Wishes KYSIDE38

This is absolutley crazy, I haven't even defaulted yet, this week will be the first missed payment. HAHAHAHAH, jokes on them, I don't give a shXX who they place it with!!!


Please be advised that your account with Nationalpayday has been forwarded
to Detex Agency & Associates. Your account had fallen into serious default
and, as a result, additional finance charges were applied and may accrue.

Upon receipt of this letter, ALL communication between Nationalpayday.com
and above named customer will cease immediately. ANY PRIOR PAYMENT
ARRANGEMENTS YOU MAY HAVE MADE WITH NATIONALPAYDAY NO LONGER EXIST AND ARE
CONSIDERED INVALID.

You are hereby advised to contact DETEX Agency & Associates within 30 days
by calling toll free 1-866-382-3651, as your delinquent account is now in
their control and failure to resolve will result in further collection and
consequences every 72 hours.

Collections Manager
Nationalpayday.com

At least they haven't threatened you with arrest.....YET. Let's hope they are not that ignorant. It is funny that they have sent this and it isn't even in default yet. It is good to see you feeling better and back in control and getting out of the pdl cycle.

Thanks, You all have been great. I feel like I can actually get something accomplished other than paying out $$$ I don't have. I actually got to pay one of the van payments I was behind. YAHOO!!!

Thanks kside, I am still at a loss at what to do next.

Phyllis, do as kyside suggested. You need to file a complaint with PA's attorney general's office.

Phylis - can you post some more specifics about your situation? Who did you borrow from? How much have you paid back so far in fees?

With this info we can tell you what you can expect, and give you better advice on how to handle them.

Phyllis, I have always been a firm believer in the Attorney General. No one knows the laws of the state better than they do. Thats there job. Thats also what they go to law school for. I would definately file a complaint with their office. KYSIDE38

I got a letter in the mail today from this Detex Collections company, they are claiming $700.00 owed on a $400 loan and I have paid $100 on it already, they are nuts, talk about inflation!

Sounds like some bad collection tactics. They never cease to amaze me. KYSIDE38

What?? A PIF from Cash Today?? Please, please, please tell me how you accomplished this! Please! They are fighting me tooth and nail and I've gone around and around with them! If those idiots don't stop calling me, I'm going to the UK and kick some ass! Please tell me what you did to get that PIF from them! I overpaid them and they told me to send them MORE money! What the hell? If you have some sort of magic potion, please send me some so I can use it! Cash Today? PIF? Agreement? PLEASE pm and let me know how in the world you did it! I think it is AWESOME! And I'm really glad for you, blfow! However, share your wisdom with me! I hate these guys!

Canner,
No, not a PIF from Cash Today....boy do I wish. They are butts. I haven't even heard from them at all. They hit my account last night, just more I've paid in to the buggers.

phyllis, please listen to kyside. kyside knows what's up. File with the AG, file with the BBB, file with everyone you can dream up. But kyside is good. Listen to that advice and if you could post more info, kyside and others can help you further. bflow, I swear, on this post I thought you said PIF from Cash2Day. I guess I'm having major dreams here! Only in our dreams! LOL!

YEAH, BIG DREAMS CANNR! I wish. They are the ones that haunt my dreams the most. I know out of anyone else, they will call my work, etc.