| Author |
Message |
|
|
 Posted: Wed May 07, 2008 1:14 pm
|
|
|
Ok, just started recieving phone calls and emails this week from Impact Cash USA. They state that I still owe them money. I have paid back $975 on a past loan of $300 and current of $350 loan. I have emailed my letter to them stating that they are illegal to lend in my state (TX) and here is what I recieved today:
We are in compliance with the federal laws and regulations regarding online payday loans. We are willing however, to settle this account with you at $350.00 which is the amount that was loaned to you. You will need to send this payment via money order to:
Impact Cash USA
PO Box 3206
Logan, UT 84323
If we do not hear back from you regarding this matter with in the next 30 days we will resume collections on the balance of $560.00.
Thank you,
Account Services
Impact Cash USA
1-800-707-0102 ext. 8005
Monday-Friday, 8-5pm (MST)
accountservices (@) impactpayments.com
How should I respond to that? These guys never give up do they. Let me know your thoughts community. Thanks much!!
|
|
purplegirl69
Joined: 26 Feb 2008
Posts: 250
Debtcc Points: 3469
|
|
|
 |
|
Posted: Wed May 07, 2008 3:26 pm
|
|
|
did you file AG complaints.if so follow up on them.restate your position.these pdl's will deny they are illegal.keep hammering the point,eventually they will get it.
|
|
paulmergel
Debt Samaritan
Joined: 24 Jun 2007
Posts: 1741
Debtcc Points: 7390
|
|
|
|
Posted: Wed May 07, 2008 3:58 pm
|
|
|
purplegirl, keep on them, mailing your pdl letter (or emiling)and keep filing. I think this is one pdl that the BBB actually helped me get a PIF from. I also think this was the one that pulled the whole brick and mortar law crap. Let me know if you need anything.
_________________
In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator
Joined: 03 Aug 2007
Posts: 3903
Debtcc Points: 11752
|
|
|
|
Posted: Wed May 07, 2008 6:27 pm
|
|
|
Federal regulations on PDL's? WHAT federal regs on PDL's??? There's NOTHING--so they are in compliance with NOTHING!! The only reg I know of is the one that caps interest rates to Armed Forces personnel at 36 percent. Do not pay these crooks another dime.
|
|
kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3419
Debtcc Points: 31780
|
|
|
|
Posted: Thu May 08, 2008 7:00 am
|
|
|
Thanks so much for all your advice...u all are wonderful. I did file another complaint with the AG and BBB again. I will keep continuing to send my emails with my letter as that I have overpaid. Just wanted some reassurance I guess. It really helps so much; you have no clue....
Thanks agian..
|
|
purplegirl69
Joined: 26 Feb 2008
Posts: 250
Debtcc Points: 3469
|
|
|
|
Posted: Thu May 08, 2008 8:05 am
|
|
|
keep on working on it, purplegirl! don't let them get away with anything thats not right and let us know how everything goes 
|
|
bea2ls
Joined: 27 Mar 2008
Posts: 320
Debtcc Points: 3188
|
|
|
|
