Finally ending it!

After several years of justifying them (??), I have gone so far into PDL debt that it is time to take action and pull the plug on them. I am using Your Payday Loan Help to assist me with paying the lenders, but I would like some help in determining which (if any) of my lenders are allowed to operate in Indiana (all are Internet lenders):

PayDayMax.com ($680)
SonicPayday.com ($1500)
MyCashNow.com ($662)
DiscountAdvances.com ($480)
Integrity Advance/iadvancecash.com ($500)
LoanPointUSA.com ($600)
Nationwidecash.com ($500)

While I applaud those who have demanded and/or received refunds from illegal lenders, my goal is to payoff all of my loans over several months. Knowing which of the lenders are actually legal in Indiana will help me deal with the inevitable phone calls - - if anyone has mailing/e-mail addresses for these lenders, I would greatly appreciate it!

If I start adding up the amount of money I paid in interest alone...*head exploding*

None of these are licensed.

Click the link below to read your payday loan laws;
http://www.paydayloaninfo.org/stateinfo/IN.asp

Click the link below to read your state payday loan licensee data base, your state requires that Internet lenders obtain a license to operate in your state:
http://extranet.dfi.in.gov/dfidb/nondep.aspx

CLICK HERE to find out how to deal with illegal lenders. All of your questions will be answered in the above thread on how to deal with these lenders, follow the step by step guideline and you should come out of this fine. If you have any further questions, please post them in this thread so it will be easier for you to refer back if needed.

I let all of mine bounce, and they were more than happy to work with me. I had a total of 10.
So I know what you mean by " head exploding"

Congratulations on your step forward. It's the first step that is the hardest to deal with! And don't stress the "justifying them" we have all done it too.... you are in great company here on this site!

After reading through several hundred posts dealing with Sonic Payday, I have a couple of questions for anyone who has dealt with them: first, has anyone ever nailed down a physical address for them, and/or did they accept a faxed revocation of wage assignment? Secondly, did anyone have success working out a payment plan with Sonic? Finally, if anyone is using a debt consolidation plan, did Sonic go along with your company's proposal? The more I read about Sonic Payday...let's just say this will be one big lesson learned! Thanks for any help!