How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html



I currently am drowning in payday loan debt it is taking most of my checks every two weeks and barely leaving any money to actually live on for my family. I want to take control and get out but I am extremely afraid of the tatics they will use against me. I've heard of people going to jail because of this and that scares me to death............I want to try and accomplish my goals in dealing with these before my next payday of 12/28/2012. I live in Ohio and I have the following loans out
Plain Green Loans (2) 1-mine 1-my husband
Cash Direct Express
Cash Direct Express Loan is $600 I have paid $826.00
Plain Green Loans is $1600 I have paid 2213.92 & still have a balance of 1365.75.
I have taken multiple loans with this company and have over paid them on all of them. Is there any course of action for the previous loans or just the current??? Please Advise ASAP!! These are literally ruining my life :( Thank you all for your advice and support
Posts: 2
Credits: 136.35 Send message to PDLHater
As all the moderators here will tell you, set up ACH revocations with your bank or close the bank account associated with these loans. Then check with your state's Dept. of Finance to see if these lenders are licensed in Ohio. If they aren't, proceed at your pace. I have dealt with Plain Green and they are fairly easy to deal with once you go into collections. These stupid pdl's will ruin your life - or at least rob you of good night's sleep...I know from experience. I'm digging out of a MASSIVE hole by following the advice I've read on this site.
Posts: 17
Credits: 246.55 Send message to pdlhelpinmaine
Hi I tried to start a new thread in this forum, I used the "?Ask An Expert" button. Does anyone know how long I should wait to see if it shows up before just reposting? I cant see it from my account page either. Thanks
edit- spoke to Jason and my post was flagged as spam. Will try again.
Posts: 4
Credits: 168.9 Send message to rhiannasilel
I'm having the same problem with my posts.
Posts: 17
Credits: 246.55 Send message to pdlhelpinmaine
I still cannot start a new thread.
I LIVE IN MS I HAVE 3 PAYDAY LOANS CHECK N GO---410.00 NOT PAID ANYTHING,CASTLE---700.00 PAID 245.00 OAKWOOD----300.00 PAID 92.00.ARE THESE PAYDAY LOAN COMPANIES LEGALLY IN MS?
Posts: 9
Credits: 123.1 Send message to mferg
Im unsure how to post threads on here, i pressed the Ask an expert button at the top then when i went to submit it said that a moderator has to approve of the thread. That was yesterday and i still am not seeing it :( Will it be posted or do i need to take some other action?
Posts: 3
Credits: 104.75 Send message to T Buck
I am trying to post a thread too but can't figure out how. Help someone!!
I must get across my gratitude for your kindness in support of men and women who actually need assistance with that field. Your real dedication to getting the solution throughout had been definitely interesting and has all the time allowed regular people much like me to achieve their goals. The warm and helpful tutorial implies much to me and even more to my peers. Thanks a ton; from each one of us.
Posts: 2
Credits: 148.35 Send message to foursacharm
I live in Michigan and have 2 storefront loans and 10 internet loans. I fell into the cycle of getting a loan to pay another one. The only reason I got into this was b/c my husband was ill and not working. I was going through Progressive Debt Relief, but they only paid one bill in four months. These are my loans:
GECC/Cash Direct – Loan $600
Idealgelt – Loan $750
Sure Advance – Loan $400
Cash cure – Loan $600
Plain Green Loans – balance $1,538
Great Plains Lending – balance $369.25
Advance America – balance $600
Check ‘N Go – balance $600 -
Cashcall - balance $2500 -
Payday Nation – balance $300
This has affected my health and marriage. I just want to end this. I dont know how much more stress I can take. Please help.
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