|
#1
07-29-2009, 01:16 PM
|
|||
|
|||
PDL/Colections
Im dealing with instantcashusa.com, which is not a legal company in my home state of Oregon. Oregon Division of Finance faxed them a letter as well as myself letting them know there weren't legal in this state. They ignore the letter sent it to collections.
They were told i only owed the principle minus any refinance fees I had paid. I tired to settle with them for the 120.00 I owed, 300.00 minus the 2 90.00 dollar refinance fees payed so now its gone to Account Receivable Management Inc, they are registered in my state, but they won't listen per the phone call today. I emailed the AG hot in my state today as well, emailed the collection company to inform them of my complaint. the phone call today the guy said that I refused to pay and they will take legal action, I just said I don't agree with the 540.00 amount you are trying to charge me. He hung up. Any advise, hopefully I on the right track with contacting the AG's Office. What else should I be doing. David 
|
|
#2
07-29-2009, 01:23 PM
|
||||
|
||||
|
First off you need to file a complaint with Oregon state attorney general , the FTC and the BBB. Then send them a debt validation request. They won't be able to prove that it is a legit debt and thus there is nothing they can do to you. After that send them a cease and desist letter so they have to stop calling you. If they continue you can sue them.
|
|
#3
07-29-2009, 01:24 PM
|
||||
|
||||
|
reply
filing AG complaints is good.also check your state laws in regards to recording calls.it goes a long way in making your complaint.alot of ipdl's lie to AG'S and other bodies.best to have all the ammo against them you can.
|
Linear Mode
