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 Posted: Thu Aug 28, 2008 3:51 pm Subject: Insufficient funds |
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I really need some advise. I have many payday loans, which I am NOT proud of and want to close my account with my bank but the bank is telling I cannot because some of the transactions have not posted. Today 2 of the PDL's posted and now I am overdrawn!! I did open a new account somewhere else but now I am worried that when it comes to my payday, I will have these other pdl's getting into my account and causing all kind of overdraft fees. Any advise on what to do? I sure am open to anything right now!! Thanks.
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kdouglas
Joined: 13 Aug 2008
Posts: 4
Debtcc Points: 89
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| Posted: Thu Aug 28, 2008 3:56 pm Subject: |
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We would be happy to help. Please post the following info so we can better access your situation.
1. List the companies you have the loans with and whether it is a store front operation or an internet operation.
2. List the original amount of the loan for each account
3. List what you have paid so far for each loan.
4. List what state you currently reside in.
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mobile0311
Joined: 05 May 2008
Posts: 1382
Debtcc Points: 7308
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| Posted: Thu Aug 28, 2008 6:52 pm Subject: Help! |
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Thanks for answering so fast!! The payday loans I have are:
Paydayone (2) $1150 0 paid
Think Cash (2) $ 1000 $1000 paid owe 900
Money and More $255 0 paid owe 300
National Money Store $250 0 paid, paid only interest $58
Global Financial Service $200 0 paid paid only interest $69
Impact Cash $200 $440 paid owe $100
Avantis Financial $325 paid $225 owe $100
NH Cash $300 paid $400 owe $100
Paychecktoday $300 paid $270 owe $130
Cash Call $1500 paid $980 owe $1150 approximately
I live in the State of Ohio.....really need advice on this. Thank you.
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kdouglas
Joined: 13 Aug 2008
Posts: 4
Debtcc Points: 89
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| Posted: Fri Aug 29, 2008 6:29 am Subject: |
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someone will be along to post Ohio laws for you. just relax, this board is great and can really help you. we've all been through this and it really will be okay.
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bea2ls
Joined: 27 Mar 2008
Posts: 789
Debtcc Points: 6033
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