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 Posted: Fri Apr 11, 2008 11:52 am Subject: Emerald Marketing Group Problems |
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Please help me. This is in regards to Emerald Marketing Group. I got an online payday loan back in July 07. The check ended up bouncing months later and then in January, I got a call from a woman demanding payment. At the time I owed $350.00 on a $200.00 loan. She offered to do a settlement with me of $150. That same day I did a MoneyGram and sent the money. A few days later I rcvd an email confirming receipt of the payment and a settlement letter, advising me that I was released from all responsibility with the settlement. Then back in early March I rcvd a call from the same woman, saying that she had garnishment paperwork for me on her desk. I refreshed her memory that I paid this off and she told me not to worry about it, and that she would take care of it. Then last night I rcvd an email stating that I was refusing to cooperate and that I NOW OWE $401.67. I responded back and then called. She is now telling me that the settlement was only to cover the loan not the NSF fees and that 28% interest is being added every day to the amount owed. If this was the case, why didnt I hear about this before? I asked her to send me something in writing (which they have never done - apparently they only do business via email and fax)and she said that she doesnt have to do that. I am so freaked out and angry. She is threatening to garnish my wages and take money out of my accounts. What do I do? I just want this to be over and I feel like they are just trying to get more money out of me. Please help me. I am so lost.
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michellebdavis
Joined: 11 Apr 2008
Posts: 2
Debtcc Points: 42
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| Posted: Sat Apr 12, 2008 2:08 am Subject: |
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First of all, your anger is pretty justified. These people are frustrating...if you throw a search in this site with the company name, you'll be hit with numerous threads, where people have commented against them.
Don't hit the panic button, its very important that you keep your cool while dealing with them. Most likely, all these are fake threats and they can't garnish your wage, for that they need to get the judgment against you.
Just hang around, others will shortly come to help you out.
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tweetyturner
Joined: 11 Mar 2008
Posts: 279
Debtcc Points: 3264
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