| Author |
Message |
|
|
Posted: Tue Nov 20, 2007 12:00 pm Subject: pay day 2 go
|
|
|
this is what i emailed them and this is the response I got back The link you provided quotes DC law. If you review the contract to which you agreed and signed, the terms of the loan are interpreted under the laws of St. Vincent. As the money was lent from an international lender (L&M Financial, a St. Vincent company) which operates inside the U.S., the contract is applicable to all federal laws. Additionally, the contract is not subject to state laws as L&M maintains no physical presence within your state. You will find that the loan contract is well within all federal laws and guidelines. Furthermore, we did not solicit or advertise inside your state.
| Quote: | Regardless of the facts outlined above, you borrowed $300. To date you have paid us $0.00.
Please remit payment immediately or we will contact your payroll department to execute the wage assignment outlined in your contract including legal fees upwards of $200.
If you had prior knowledge of the DC law you quoted above and you truly believed it applied to these loans, but you still choose to proceed with the loan application process, then you would be committing an act of fraud.
Robert Vasquez
Collections Supervisor
Email: robert(at)payday2go.com
Office: 866.742.0413 ext.111
Fax: 866.442.2274
PO Box 286
Kensington, MD 20895
|
What should I do now
|
|
katesia2002
Joined: 14 Nov 2007
Posts: 47
Debtcc Points: 1531
|
|
|
 |
|
Posted: Tue Nov 20, 2007 12:22 pm Subject:
|
|
|
Kate, you did do a wage assignment revocation letter? Do not let them intimidate you. Keep telling them they have to follow your state laws. If you did not do a wage revocation letter, you need to do it and make sure a copy is given to your HR department.
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 4112
Debtcc Points: 11516
|
|
|
 |
Posted: Tue Nov 20, 2007 12:30 pm Subject:
Latest Blog Post : http://frogpatch.yesdebtfree.org |
|
|
What a lot of BS that is. St Vincent? Please, give me a break. Follow what Roxy says. Also go to your payroll with a copy of that letter and explain to them that you revokable. Get that letter certified and get it out today!
|
|
frogpatch
Moderator

Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
|
|
|
 |
Posted: Tue Nov 20, 2007 12:33 pm Subject: pay day 2 go
|
|
|
So do I via email him back asking for the moneygram info
|
|
katesia2002
Joined: 14 Nov 2007
Posts: 47
Debtcc Points: 1531
|
|
|
 |
Posted: Tue Nov 20, 2007 12:35 pm Subject:
Latest Blog Post : http://frogpatch.yesdebtfree.org |
|
|
This guy is not a lawyer and by telling you what is fraud in a professional capcity is aginst the law. He is committing fraud and his company is loaning illegally where you live.
|
|
frogpatch
Moderator

Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
|
|
|
 |
Posted: Tue Nov 20, 2007 12:37 pm Subject:
|
|
|
FIrst, did you take care of the revocation letter and go to your HR department? That is most important. If you need to know what to write, click on the blue revocation in my post above. If you have the pdl letter that includes everything, give that to the HR..be sure it has the paragraph that you are revoking any wage assignments you may have signed. Once you do that, yes, e-mail him back asking for moneygram info. Be sure to keep copies of all correspondence.
_________________ In life it doesn't matter
how hard you hit, it matters
how hard you get hit
and keep moving forward.
|
|
RoxyNY
Moderator

Joined: 03 Aug 2007
Posts: 4112
Debtcc Points: 11516
|
|
|
 |
Posted: Tue Nov 20, 2007 12:37 pm Subject:
Latest Blog Post : http://frogpatch.yesdebtfree.org |
|
|
I would pay what you owe morally and move on if you can afford it right now!
|
|
frogpatch
Moderator

Joined: 09 Apr 2007
Posts: 3767
Debtcc Points: 31152
|
|
|
 |
Posted: Tue Nov 20, 2007 12:47 pm Subject: pay day 2 go
|
|
|
I just vis emailed the main person in hr also im sending over the information to payroll should i via email them to or just certified to payday2go
|
|
katesia2002
Joined: 14 Nov 2007
Posts: 47
Debtcc Points: 1531
|
|
|
 |
Posted: Tue Nov 20, 2007 12:50 pm Subject:
|
|
|
Payday2go was one of the ones I had. E mail them also. They will do a wage assignment, so get that done Asap
|
|
kashzan
Debt Samaritan

Joined: 11 Jul 2007
Posts: 5458
Debtcc Points: 38911
|
|
|
 |