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  #33  
Old 11-16-2008, 05:15 PM
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GOUDAH,DOLLAR AND SINCE I LOVE YOUR POSTS!!!
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  #34  
Old 12-05-2008, 10:35 AM
fisher.brenda fisher.brenda is offline
 
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I am trying to find out if some payday loan companies are legal and have a license. The companies are One Step Cash, Quick draw Cash, 4Money and More, Total Lending, and Qloot or (Vip Cash), and Eagle Finance.
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  #35  
Old 12-05-2008, 11:41 AM
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Hi Brenda,

What state do you live in? The law's/licenses differ from state to state
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  #36  
Old 01-10-2009, 05:20 PM
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Default payday loans

I live in the state of FL and I have payloans from Nevis and united cash loans. Do you know if they are licensed in FL. I also have a internet ?loan? from thinkcash de of delware is that the same as payday loans?
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  #37  
Old 01-11-2009, 06:06 AM
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Thinkcash is legal, they are backed by the First bank of Delaware. I don't think that United Cash loans is legal and I will have to check on Nevis...
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  #38  
Old 01-11-2009, 06:07 AM
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Nevis is also illegal in Florida
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  #39  
Old 01-29-2009, 11:46 AM
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I did some research and learned that Internet PDL are illegal in Va. I printed off a list of liscensced PDL along with several banks, Bank of Rehoboth DE that is a major player in internet PDL. My bank is now in the process of assissting me in recouping any monies that were paid out above and beyond principle. We were able to put a no ACH hold on my account.
Banks do not like knowing they have been drug into interstate financial fraud and crime.
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  #40  
Old 02-08-2009, 02:47 PM
rydermack rydermack is offline
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does anyone know anything about star advance internet pdl
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  #41  
Old 02-17-2009, 06:05 AM
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hey tennesse is not in there so is there such a payday loan company.
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  #42  
Old 02-17-2009, 12:09 PM
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Default Internet payday loan companies

if a company is not licensed in the stat of North Carolina can you stop them from harrassing you even after you closed your account
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  #43  
Old 02-19-2009, 07:18 AM
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I have 5 loans that I have paid well more than I have borrowed-the companies are-Goodtime Cash/ Ameriloan/ MTE Financial/ GECC Loan/ Cashnet.USA, are these company's legal to lend in Texas? They were all done over the internet.
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  #44  
Old 03-10-2009, 12:23 PM
englej26 englej26 is offline
 
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Can tell me if internet PDL's are legal in Oregon
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  #45  
Old 03-15-2009, 07:18 AM
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Default WA state law

Home > DFI Newsroom > Law Requiring Licensing of Internet Payday Lenders...
News Release
Wednesday, April 18, 2007

FOR IMMEDIATE RELEASE:

Contact
Deb Bortner, Director of Consumer Services
PH 360.902.8786 dbortner@dfi.wa.gov

Law Requiring Licensing of Internet Payday Lenders Signed by Governor Gregoire
OLYMPIA – Scott Jarvis, Director of the Department of Financial Institutions (DFI), joined Governor Chris Gregoire today as she signed into law DFI’s requested amendments to payday lending law. Included among a number of new enforcement provisions is the requirement that online payday lenders be licensed before doing business in Washington.

Senator Jean Berkey (D-Everett) sponsored Senate Bill 5199 and was instrumental in keeping the new consumer protections alive and moving forward. The bill amends the current Check Casher and Sellers Act (RCW 31.45) and expands DFI’s payday lending enforcement authority. Going forward, anyone who offers a small loan to a person physically located in Washington must have a small loan endorsement. This includes loans made through the use of the internet, facsimile, telephone, kiosk, or other means. In the consumers’ favor, this means that if a payday lender violates the law, the consumer does not have to pay back the loan.

“We have an obligation to protect consumers from predatory lending practices,” said Senator Jean Berkey, D-Everett. “Fraud, deception, and misrepresentation will not be tolerated in Washington.”

The enhancement makes the enforcement tools for the check cashers and sellers law comparable to those for all other non-depository laws enforced by DFI. The expansion includes the enhanced ability to regulate against unlicensed internet lending, forgery, fabrication of documents, bait and switch, false advertising, written and oral misrepresentations, and unlicensed activities. In addition to any other penalties for a violation, any transaction is uncollectible and unenforceable.

“Electronic loans are a growing part of the payday lending business,” said Director Jarvis. “This bill will be a tremendous help in addressing violations of payday lending laws. We thank Senator Berkey for her generous support to champion legislation expanding consumer protection in Washington.”

The department takes a pro-active approach to educating consumers about payday lending. In March, following numerous campaigns in English, DFI launched a statewide Spanish PSA campaign in partnership with Uriel Iniguez of the Governor’s Commission on Hispanic Affairs. In addition, DFI places informational print advertising in community newspapers across the state.

The campaigns encourage consumers to visit the department’s website to see if a payday lender is licensed to do business in Washington.

More information about payday loans is available on DFI's website.
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  #46  
Old 03-18-2009, 01:07 PM
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Default payday loan

i recently closed my account to stop a payday loan, and now they are trying to sue me...what do i do, i know i paid fees in the amount well over the amount borrowed, and i was under the impression that in florida you couldn't have a paymnet plan on payday loans, you had to pay it back in full....this loan was with loan shop??? any ideas??
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  #47  
Old 03-18-2009, 01:07 PM
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Default payday loan

i recently closed my account to stop a payday loan, and now they are trying to sue me...what do i do, i know i paid fees in the amount well over the amount borrowed, and i was under the impression that in florida you couldn't have a paymnet plan on payday loans, you had to pay it back in full....this loan was with loan shop??? any ideas??
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  #48  
Old 03-18-2009, 01:19 PM
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Can you please create a new thread in the payday loan section for this question and we can help you more.
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