****Internet Lending in all 50 states****

I live in ct. and have taken out pdl,s which have almost ruined my life.I strongly stress to everyone reading this, do anything but take out a pdl.too easy to obtain,too hard to pay back.pdl,s are prohibited in ct.correct?So what do I really have to pay back on them?

You'll need to pay back the principal amount, only.

so internet loans are illegal in n.c.?how do i get out of them.i got sick and had nowhere to turn and now am in real fianancial bind

I have 5 pdl's that I took out last year... CASHNETUSA, ONECLICKCASH, B&L MARKETING, 500FASTCASH, AND AAAPAYDAYCASH... I have been paying the bi-weekly payments that they were asking, however it got to the point where they just would not stop taking it. I closed my checking account and opend another one without giving them the new info. They have since started calling my job, cell, home, and my references. They went so far as to threaten my reference that they will sue them if I do not make the payments. I am not sure about anyone else but I have paid far over the amount that I borrowed. I even call the lady back who left me a message saying she was from AFI, some investigation place and asked her why she threatened my friends? I also told her to stop calling me at work b/c my calls are recorded. She told me that the lender said that I have never paid any monies toward the loan... I told her that is not true that they have taken more than what is due. Anyway how can I get these calls to stop as well as the threats?? I live in MD and want to know what I can do to make this go away??? HELP!!

I have 5 pdl's that I took out last year... CASHNETUSA, ONECLICKCASH, B&L MARKETING, 500FASTCASH, AND AAAPAYDAYCASH... I have been paying the bi-weekly payments that they were asking, however it got to the point where they just would not stop taking it. I closed my checking account and opend another one without giving them the new info. They have since started calling my job, cell, home, and my references. They went so far as to threaten my reference that they will sue them if I do not make the payments. I am not sure about anyone else but I have paid far over the amount that I borrowed. I even call the lady back who left me a message saying she was from AFI, some investigation place and asked her why she threatened my friends? I also told her to stop calling me at work b/c my calls are recorded. She told me that the lender said that I have never paid any monies toward the loan... I told her that is not true that they have taken more than what is due. Anyway how can I get these calls to stop as well as the threats?? I live in MD and want to know what I can do to make this go away??? HELP!!

How do we know what our rights are?

what are our rights?

For what state? The laws differ state to state.

I hear the MN laws recently changed that the PDL companies must now be licensed within MN to lend, is this true?

so if i have a PDL from a year ago, when the laws were that the PDL had to be licensed by any US State, do i have to abide by the laws at the time of my PDL or the ones to date?

thank you!

I have a pay day loan with GRC Funding in Indiana. borrowed $200 and have paid 5 payments of $74, paid them an interest of $170. they have no answers, they say they will keep debiting from my account until i tell them i want to pay off the full amount of $266.00, i did not even borrow that amount. is this legal. please help me someone....

No that is not legel. Rollovers are not allowed in IN and that is what they are doing. Charging a fee every week or month to rollover the loan.

I think rollovers are illegal in TExas, too? IS that correct>

Yes, I'd like to know that , too.

Texas payday loan laws

In texas since Collection Limits:Collection Fees: Not Specified
Criminal Action: Not Specified is this bad? I guess it only applies to legal lenders anyway, huh?

Yes, it applies to all PDL Legal lenders registered in the state of Texas.