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Sub: #65
Replied on 05-13-2009, 11:33 AM
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Thanks Cool Abyss...trying to get my arms around all of this and this website has been so wonderful. I

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Sub: #66 Cash Today, Ltd
Replied on 05-21-2009, 10:47 PM
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Found this info on NY's BBB.org site:

Business Contact and Profile
Name: Cash Today
Phone: (800) 680-2177
Fax: (800) 690-9926
Address: 1005 Terminal Way STE 102

Reno, NV 89502-2179
Website: www.cash2day4u.com
Principal: Mr. Jim Harris, President
Customer Contact: Mr. Darren Webb, Customer Service Manager - (800) 680-2177

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Sub: #67 Cash Today, Ltd
Replied on 05-21-2009, 10:50 PM
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Check out ALL info at:
http://www.bbb.org/reno/business-rev...eno-nv-4000979
..........It's NOT good!

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Sub: #68 Stopping a pdl
Replied on 06-16-2009, 08:24 AM
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I have a pdl with cash today ltd, which they have taken over three times the amount from my account. I have talked to them, and told them I was not going to pay them another penny, yet the continue to try to with ACH withdrawals form my account, costing me money. How can I sto them? I am a resident of the state of md.




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Sub: #69
Replied on 06-16-2009, 08:50 AM
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Close your account and open a new one....that is the only way to stop them.

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Sub: #70 PAYDAY INTERNET COMPANIES NOT LICENSED
Replied on 06-25-2009, 08:50 AM
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DOES ANYONE KNOW IF NEW YORK LICENSES PDLS. IF NOT WHAT ARE MY OPTIONS IN GETTING OUT OF MY PDLS

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Sub: #71 NEW YORK STATE
Replied on 06-25-2009, 09:29 AM
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ARE PDL'S LEGAL IN NEW YORK STATE.


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Sub: #72
Replied on 06-25-2009, 10:02 AM
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No, they are Illegal in NY.

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Sub: #73 NC Payday loans
Replied on 06-25-2009, 11:50 AM
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I am closing my account tomorrow so that my outstanding payday loans won't go through Friday night. I know I have paid more than the principle on a lot of them but after they are done I have nothing of my paycheck left and I can't keep getting behind on bills. Does anyone know if they can collect on me some other way in NC? Or can they still send something through somehow. I just have to make my house payment sometime...Can someone give me any legislation or advice on the lenders? They are CashTransferCenters.com, US Fast Cash, Paycheck Today, Cash Advance Network, 247 Advance, CMG Group (Clearwater), Sandpoint Capital, and Huskhawk. I know, I know...I got in bad but all except pne are $300 or less....HELP!!

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Sub: #74 PROCEDURE FOR PDL
Replied on 06-29-2009, 12:49 PM
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Can someone tell me the procedures I need to take to stop PDL's from trying to access money (in the process of closing my account) and harrassing phone calls or any letters I can write?

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Sub: #75 NEW YORK STATE
Replied on 06-29-2009, 12:52 PM
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I forgot to mention, I live in NYS and have about 12 PDL's. I talked to the NYS AG and that's all they said that they will send me a complaint form and get back to me in 4-6 weeks. Meanwhile the phone calls keep coming, they have contacted my references (they said that they wouldn't) and they keep trying to hit my account. My account will be closed in about 3 days I'm waiting for a deposit to come through. Please tell me a procedure that I can follow to stop these blood suckers. The NYS AG said that I entered into a binding contract even though the interest rate was totally rediculous. SOME PLEASE HELP.

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Sub: #76 I wonder if payday loans are licencsed in Ks
Replied on 07-02-2009, 03:26 PM
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I have a payday loan out with CashJar that is charging me $195.00 a month and the loan was only $325, does anyone kn ow is this is legal

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Sub: #77 internet payday loans in Washington DC
Replied on 07-03-2009, 01:24 PM
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I would like to know if internet payday loans are legal in Washington DC. We no longer have the walk in payday loan stores they are illegal. I know I borrowed 300 and each payday biweekly they take out 90. And that can last forever and a day. But does anyone know if at all they can practice with a resident of the District of Columbia.

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Sub: #78 new jersey payday loans
Replied on 07-06-2009, 05:32 PM
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I have about 5 payday loans out and I live in new jersey. they are all internet loans and there are a few of them that I have been paying so much on in interest. I hate that I got myself into this situation. How do I get out?!




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Sub: #79
Replied on 08-01-2009, 08:00 PM
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Quote:
Pittsburgh Post-Gazette
July 11, 2009
Toland, Bill



In a decision that could have industrywide ramifications, Pennsylvania's Commonwealth Court has ruled that outside payday firms doing business over the Web are subject to the state's lending laws even if the companies are not physically located there. Because other jurisdictions besides Pennsylvania are looking to rein in predatory lending, Rob Byer -- a lawyer representing the state -- predicted the decision will "get a lot of national play." The case involved Cash America Net, a major payday loan entity, which is licensed in Nevada and incorporated in Delaware but argued that it did not need a license to operate in Pennsylvania -- which until 2008 had allowed out-of-state Internet loans as long as the provider was governed by the laws of another state. That year, the state Department of Banking revised its rule to require licensing by Feb. 1, 2009, of all non-depository entities, even those out of state, that offer loans carrying interest of greater than 6 percent. The Commonwealth Court ruled against Cash America Net, which earned $20 million for online loans in Pennsylvania in 2007 and 2008 bearing annual interest rates of roughly 1,200 percent. Pennsylvania, by comparison, caps lending rates at a default rate of 6 percent -- although lenders that are licensed may charge about 27 percent. "It is well settled in constitutional law that the regulation of interest rates is subject within the police power of the state particularly when it comes to cases involving small loans, which profoundly affect the social life of the community," Judge Doris A. Smith-Ribner wrote for the majority.



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Sub: #80 payday loans
Replied on 08-03-2009, 01:39 PM
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I'm in quicksand and sinking fast from payday loans. I have 5 payday loans and I can not pay my bills. Please help

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