****Internet Lending in all 50 states****

I live in Indiana and I have paid back more than I borrowed and they are coming due again this week. Please advise what I should do?

Do anyone know the pdl laws in the state of Missouri, if so please give advice.

Click the link below to read your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=MO

I live in Texas. I have several PDL I got over the internet. Because of being scammed out of $1300 I am not behind on the loans, all but two of them I have over paid what the original loan was by using extensions. I won't get any money till my next retirement check in Sept. and I cannot afford to give it all to pay these off. My Aug. retirement check was taken by the bank to pay the OD fees caused my the loss of my $1300. I am 73 yrs old and this is really taking its toll on me, can anyone give me some help.

Here is what I received from the State of Illinois Division of Financial Institutions-

Since you entered into a contract with a lender you are obliged to fulfill the contract. If you get me copies of your contracts, from every lender, I will take a look and see if I can help you in any way.

they told me that too.our AG will not take that point of view.

i have a company that has been debiting my account for 2 years for the same loan. Is this legal in the state of north carolina. Should this loan be paid back already?

Guest payday loans are prohibited in NC.

Also if you like, please start a new thread with the name of the compnany, and amount borrowed and paid toward this loan. That way you will get more help!

I live in Massachusetts. And i have a few PDL's I cant seem to make ends meet and everytime they try to withdraw the money its not in there and I get hit with an overdraft fee. I did lie on my application about being a military dependent. My husband is in the reserves. When you cant even buy food I did what I needed to do at the time. I'm kicking myself for it now. My account is -660 because of all the fees right now. HELP ME Please.

Lablizzard78 please start a new thread with all the following information.

State you reside in
Name of PDL companies
Amount borrowed and paid on each

I did not see anything about PA??

The laws have been reformed in PA, click the link below to view PA payday lender laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=PA

What is the difference? Are they legal in PA

I am writing because I have fallen trap to these payday loan companies. I applied for one then took another just to cover the fees for the first one and so on. When I applied for one of these loans online a third party unrelated to the payday loan company got my information and started withdrawling money from my account. I luckily noticed it and filed a complaint with my bank. They researched it, credited me my money and then closed my bank account and reopened another one for me. I did have 4 loans but now only have 3. They are:
Sandpoint Capital LLC (clearwater bay marketing)-originally $200-fee $60-paid off was $380.
Integrity Advance-originally $300-fee $90-have paid total of $380 and still owe $200+fees
Ace Cash Services-originally $300-fee $90-have only paid $90 so far but that is just the fee.
Kenwood Services-$325-fee $75-have paid $150 but only in fees.
I live in PA and understand the laws have changed. I checked the dept of banking website and none of the above seem to have licenses? Even before requiring a license I understand that PA had a cap of 6% on loans? If that is correct do these companies owe me $ for the difference that I have paid? I have not contacted these companies yet. They are due to debit my old account next week. Before I call I want to make sure I have my information straight. Any Advice? Thanks!

I have 15 payday loans! I had a small business that failed and I thought I could get back on my feet financially and everything has fallen through. I am working full time now as a nurse but there is NO WAY I can pay all the fees I owe to these lenders. I have contacted Langhorne Debt Solutions about consolidating these payday loans and paying them back over time. But I am really scared. I live in Missouri and three of the loans are by check to local lenders, the rest are online. I bank at Bank of America and after reading a lot of these post I am afraid I will never be able to close my account and I am unclear but it looks like I could be in big trouble in Missouri if I even tried to? I have borrowed from friends and family all that I can and I am probably looking at bankruptcy if these doesn't work out. But if I am going to be prosecuted maybe bankruptcy would be better? HELP ME PLEASE!!

Hi there and welcome, please start a new topic in the payday loan help section with the following information:
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.