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Sub: #113
Replied on 06-08-2010, 09:02 AM
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Are these legal PDL: Cash Advance Network, Paycheck Today, Instant CashUSA, United Cash Loans, Ameriloan, Ace Cash Services, Loan Shop & Arrowhead Investments these were all retrieved via the internet and some are old but renewed, and some are new accounts, I live in PA.

Please help


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Sub: #114
Replied on 06-10-2010, 09:07 AM
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how much was borrowed, how much was paid back?

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Sub: #115
Replied on 09-01-2010, 09:26 PM
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I am in Alabama have 3 payday loans and have been paying them every 2 weeks. This is killing me need HELP! I have loans with Ace express cash, M1y direct and payday loan yes. Can anyone help with Alabama. I dont want to have to close my account but this awful...I have tried to contact 2 of 3 to ask them to stop withdrawing from my account by not luck....Please HELP!

JBneedshelp
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Sub: #116
Replied on 09-16-2010, 08:12 AM
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All, I have two loans..and I am in New York State. I took a loan with Nationwide Cash for $400.00...I have since paid $945.00 and they tell me I still owe $325.00....H E L P...do I have any recourse??? I have a loan with DJR Group, which was for $300.00. I have since paid back $630.00 and they say I still owe $280.00...Again HELP anyone HELP

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Sub: #117
Replied on 09-21-2010, 06:48 PM
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I am confused now with CT law because someone else from MA posted and it was written that it was illegal, so does that mean that it is the same for CT. Both CT and MA were grouped in the same category.

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Sub: #118 Where to find the info.....
Replied on 09-24-2010, 07:18 AM
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How can I find out if certain PDL companies are licensed by my state (Indiana)? Is there a website? Can someone help me??


Quote:
Originally Posted by goudah2424 View Post
I've complied a list of all 50 states showing which state's require the company to be licensed by that state, and which one's allow other state's licenses.

** This is just preliminary *** There may be changes to it.

States that require internet based pdl's to be licensed by that state:

Alabama

Alaska

Arizona

California

Colorado

DC

Deleware

Florida

Hawaii

Idaho

Illinois

Indiana

Kansas

Kentucky

Lousiana

Maine

Michigan

Minnesota
Please see THIS LINK for changes in the MN law, updated on 7/7/2009 by Shazzers.

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Mexico

North Dakota

Ohio

Oklahoma

Oregon


Pennsylvania (See article on the last page)

South Carolina

South Dakota

Texas

Utah

Washington

Wisconsin - If the online company solicited you

Wyoming


In the above states the internet payday loan company must be licensed by that state and follow that state's laws.


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Sub: #119 Pdl laws in nj??
Replied on 10-28-2010, 10:44 AM
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Do you know where I can find this?

Sub: #120
Replied on 10-28-2010, 11:04 AM
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Quote:
Originally Posted by Anonymous View Post
Do you know where I can find this?

Click on the following link to know the PDL laws on New Jersey: paydayloaninfo.org/state-information/38

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Sub: #121
Replied on 01-04-2011, 10:03 AM
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Im from iowa and i read that pdls are legal in the state of iowa. I have all internet pdls and im wondering what is true




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Sub: #122
Replied on 01-04-2011, 10:04 AM
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Summer77
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Sub: #123 Pls help.
Replied on 01-19-2011, 03:17 PM
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I recently defaulted on two Internet Payday loans. I live in Nevada and from what this company is telling me they are licensed in Delaware. I have paid double the amount in fees and partial on the principal. Lenders were:
Direct Cash Express $400 paid $530 in fees and $80 on principal
Sure Advance. $400. $530 in fees 0 on principal
They have sent me to collections with Alliance Collections Agency.
Before I defaulted I emailed them both letting them know my bank closed my account due to overdrafts and that I lost my job and needed another arrangement or settlement. They responded with no. What can I do? I can't afford to pay them back and I have paid so much already in fees. Is it legal to lend to me if they are in another state?
Please help

Sub: #124
Replied on 01-19-2011, 03:59 PM
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i replied in your other post

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Sub: #125
Replied on 03-02-2011, 04:52 PM
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what does cpd mean

Sub: #126
Replied on 03-10-2011, 02:34 AM
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As far as I know, CPD is Credit Protection Depot and they work for for MyCashNow and PayDayMax.

Anomy
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Sub: #127
Replied on 03-29-2011, 09:56 AM
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I'm from massachusetts, I have a payloan from jvc processing. They send out an investigator that kept calling my work place and told me that I'm being charge for fradulent. Can they do that?

Sub: #128
Replied on 03-29-2011, 10:14 AM
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No, they can't. Payday loans are illegal in Mass. Go to the top of the payday loan forum and read dealing with illegal lenders.

They are using scare tactics to get you to pay.




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