Cash Call Lawsuit: Suit to stop illegal lending practices by Cash Call

True, and we shall see. Every contact is going into my new CC file, which will be copied and forwarded to the CA Dept of Corporations.

I live in the State of Georgia, I'm stuck with a cashcall loan, the interest rate is too high and they will not work with me, they keep changing my due date
so they can collect late fees, I had the option of changing it to the 15th of the month, which they agreed, now they have changed it back to the first, because I chose to mail my payment and not let them debit my checking account every month.

Can you help me with my cashcall loan. I am one month behind on my payments with cc and they are harassing me by phone, email, and have just sent a fax to a public work fax machine threatening to garnish my wages. I am very upset and embarassed....

My email is Removed for your protection - Goudah

**If you want someone to contact you regarding this please register and use the PM feature.

I turned my Cash Call Loan over to Town & Country. I had never been late on my loan before but everything else was being paid by T&C so I thought they may as well handle this too. T&C was not able to hit my due date with the payment, they would be paying late. I informed Cash Call right from the beginning that I had already notified the AG in PA and in CA, as well as the Banking Commissioner in both states. I let them know that any kind of antics would not be tolerated. They were not to call me at work and only on the phone number that I provided. They did try to call and tell me that they would not accept a payment from T&C but they changed their mind when I told them that it was not stated anywhere in the contract that they would not accept a third party payment. They have been very respectful and asked when they could expect their payment, I gave them the date and they have taken me off of the automatic calling system until the payment is received. Isn't that amazing!

Nice jazzy...way to use the contract to your advantage!

I have been harrassed by Cash Call for the past three months trying to resolve a deliquent payment issue. I fell behind in July by one payment and to this day, Cashcall has been nothing but trouble. They have tried to debit my account without my authoirization more than a dozen times, threatened and yelled at me over the phone and I am just sick of this! They want me to defer the payment but I refuse to do so. THey have charged me outrageous fees because of this and still coninue to debit my asscount when they feel like it. I had never been late paying them before and to date they continue to hit my bank account when they feel like it. I don't know what else to do, but I would like some legal advice with this matter, I want to participate in the class action lawsuit once it's filed they need to be stopped for deceptive business practice as well as fraud!

Sharonn,
Send me a PM with your information and I will send you the contact information on the attorney handling this in California. Basically, the suit involves CC's practice of debiting accounts on days not agreed on by the consumer and other matters.
The other thing I would recommend you do immediately is send them a cease and desist letter, stating the following:
1. Your repayment plans
2. Under no circumstances are they allowed to call you 24-7 and harass you like they have been doing.
3. You can designate how they can contact you, whether it be another phone number or in writing.
I faxed mine to two fax numbers they have on their website and mailed it to them as well--and two days after they got it, I got a very apologetic call from a CC associate, saying they had some "Bad Apples" in the bunch. Gee, ya think, lol??
The main thing is, stick to your guns. You and I owe the money, we both know that--but that doesn't give them the right to make our lives a living hell. So if they do call and go off, then the call is ended, right?

Kittykat,
Please send me a PM with your email addy on it, so I can respond to the message you posted on my page. Or, even better, register with the site so I can contact you more directly, thanks.

I have decided to take the attorney up on his offer to help me locate a lawyer here. I set up a payment arrangement to pay them yesterday becuase I did not pay. They called me 7 or 8 times a day. Finally I called them and asked why they keep calling me and they claimed it was the automatic dialer..I told them no, that humans were calling me to and it needed to stop or I will report them. She apologized and said they noted my account...not five minutes after I hung up with her I was called. I am done!!!

Hate those autodailers, wish there was a way to stop them. Does anyone know how?

Only way to get them to ease up is to send them a C and D letter. It is the only way, trust me...

Can anyone give me the info for a lawyer? I live in PA. I have been having problems with Cash Call. Any help would be appreciated.

Leashdawg, The lawyer info we have is currently only working with Cali residents. I pm'd you his info. He may be able to refer you.

I am also in PA and having Cash Call issues. The CA lawyer gave me these two names if that helps.

David A. Searles
Donovan Searles, LLC
1845 Walnut Street, Ste #1100
Philadelphia, PA 19103
Email: dsearles (@) donovansearles.com
Phone: (215) 732-6067

Mark D. Mailman
Francis & Mailman, P.C.
Land Title Bldg., 100 S. Broad St. 19th Fl.
Philadelphia, PA 19110
Email: mmailman (@) consumerlawfirm.com
Phone: (215) 735-8600

Good luck.

Yep...Cash Call is HORRIBLE when they talk to people. Even though my loan was 'sold' to someone else, Cash Call still tries to call me on occasion. I know this is probably a long shot, BUT..does anyone know if people, that DO have Cash Call loans, can get them 'deleted' from their credit? What else does Arthur Levy office say about that ( removing Cash Call)?

I live in Colorado and my loan was at 99%, I became unemployed and all they do is call from the minute it turns 8am, sometimes even a couple minutes early. The worst part is that I get these nasty messages that they're from the corp office and demanding that I call by a certain time and that they have been unable to reach me. FUNNY! I call everyone of these idiots back, end up leaving a message. Then the next day, someone else calls me from corp on top of the auto dialer and the other employees. I just want to know if anyone knows what my recourse is in Colorado?

Thanks!
Monika