I sent them a cease and desist letter and the calls stopped. I live in New Jersey and I went on line. Apparently they can issue money to certain states other than New York, Massachusetts, New Jersey, Iowa, West Virginia and they issued money to me anyway. I have paid over $3,500 so far and they said that was just for the interest! Normally a financial company incorporates the interest into the total monthly payment, which Cash Call didn't do. Wouldn't this be considered some type of fraudulent practice? They keep sending me settlement letter for almost $3,000, 1/2 of what they say I still owe them. Even at 30% I would only have paid $3,500 in interest. Is there an attorney out there who has fought with the company and won? I don't see any commercials for them anymore. Any help anyone can give to me would be apprciated.